tag:blogger.com,1999:blog-15231126226497590072024-03-13T22:46:02.721-07:00MBA ArticlesMBAArticle.blogspot.com is an article, concepts, papers, research knowledge, assignment and business knowledge sharing education website.Md Ahaduzzamanhttp://www.blogger.com/profile/01548780095836108761noreply@blogger.comBlogger171500tag:blogger.com,1999:blog-1523112622649759007.post-56434806289863651072024-02-13T09:53:00.000-08:002024-02-13T09:56:48.203-08:00 The Mysterious World of Finance: An Inside Look<p> <b><span lang="EN-IN" style="font-size: 22pt; line-height: 115%;">The Mysterious World of Finance: An
Inside Look</span></b></p>
<p class="MsoNormal"><span lang="EN-IN">Finance is a vital component of modern
society, enabling individuals and organizations to manage their wealth and make
investments that drive economic growth. However, the world of finance can also
be mysterious and complex, filled with intricate <a href="https://www.averickmedia.com/database/financial-services-email-list" target="_blank">financialservices</a> and markets that may be difficult for outsiders to understand. In
this article, we will take an inside look at the mysterious world of finance,
exploring the various players, instruments, and markets that comprise the
industry. We will also delve into the potential negative impacts of finance on
society and examine how emerging technologies may shape the future of finance.<o:p></o:p></span></p>
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWYLP30QfjTVa13cOzO4xQEWT-lB5XDIy09MDFc-kBkrQBuXZWdEK2QmBf5rJ8pqwIzILpXJmGd3wVmKHhQCLW6xvPr72rfbODwZepDFMDWCYOIFWJUo4QKPwRL7N9Oqxr245hZ89CYK3Bg1II4mT4G7igQ9_4UUMyMO1JcZ2U8hoLh755MH7UKUA8z_uw/s1379/The%20Mysterious%20World%20of%20Finance.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="The Mysterious World of Finance" border="0" data-original-height="1034" data-original-width="1379" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWYLP30QfjTVa13cOzO4xQEWT-lB5XDIy09MDFc-kBkrQBuXZWdEK2QmBf5rJ8pqwIzILpXJmGd3wVmKHhQCLW6xvPr72rfbODwZepDFMDWCYOIFWJUo4QKPwRL7N9Oqxr245hZ89CYK3Bg1II4mT4G7igQ9_4UUMyMO1JcZ2U8hoLh755MH7UKUA8z_uw/w640-h480/The%20Mysterious%20World%20of%20Finance.jpg" title="The Mysterious World of Finance" width="640" /></a></div><b><div style="text-align: center;"><b><span face="Calibri, sans-serif" lang="EN-IN" style="line-height: 115%;"><span style="font-size: medium;">The Mysterious World of Finance</span></span></b></div></b><p class="MsoNormal"><br /></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">Overview of Finance<o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-IN">Finance can be defined as the management of
money and assets, as well as the study of financial systems and markets. It is
a broad field that encompasses many different subfields, including corporate
finance, personal finance, investment banking, and more. Finance plays a
crucial role in the economy, enabling individuals and organizations to invest
in businesses, purchase goods and services, and manage risk. Individuals need to have a basic understanding of finance to make
informed decisions about their money and investments. Additionally, finance
professionals play a critical role in guiding individuals and organizations
toward financial success.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Corporate finance, for example, involves
managing the financial resources of a corporation, such as raising capital and
making investment decisions. Personal finance, on the other hand, involves
managing an individual's financial resources, including budgeting, saving, and
investing. Investment banking involves advising corporations and governments on
financial transactions such as mergers and acquisitions, while also helping
them raise capital by issuing stocks and bonds.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">The study of finance includes understanding
financial markets and instruments, such as stocks, bonds, options, futures, and
currencies. Financial markets are where buyers and sellers come together to
trade financial assets, while financial instruments are assets that can be
traded or invested in. Understanding how these markets and instruments work is
essential for anyone who wants to participate in the finance industry.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Finance plays a critical role in driving
economic growth by providing the capital needed for businesses to expand and
create jobs. It also helps individuals and organizations manage risk, allowing
them to protect their wealth and investments from unforeseen events. Overall,
finance is a complex and dynamic field that is essential for the functioning of
modern society.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN"> </span></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">Key Players in Finance<o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-IN">The finance industry is made up of a
variety of different players, each with their own roles and responsibilities.
Some of the key players in finance include:<o:p></o:p></span></p>
<ol start="1" style="margin-top: 0in;" type="1">
<li class="MsoNormal"><span lang="EN-IN">Banks: Banks are financial institutions that accept deposits
from individuals and businesses and use those funds to make loans and
investments. They provide a wide range of financial services, such as
checking and savings accounts, credit cards, and mortgages.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Investment firms: Investment firms are companies that manage
investment portfolios for individuals and organizations. They may invest
in a variety of different assets, such as stocks, bonds, and real estate.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Hedge funds: Hedge funds are investment firms that use a
variety of sophisticated investment strategies to generate high returns
for their investors. They typically cater to high-net-worth individuals
and institutional investors.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Private equity firms: Private equity firms are investment firms
that invest in privately held companies. They typically acquire a
controlling stake in the company and work to improve its operations and
profitability before selling it for a profit.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Insurance companies: Insurance companies provide financial
protection against risks such as accidents, illness, and natural
disasters. They offer a range of insurance products, such as life
insurance, health insurance, and property and casualty insurance.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Stock exchanges: Stock exchanges are marketplaces where stocks
and other securities are bought and sold. They provide a platform for
investors to trade securities and provide transparency and liquidity to
the market.<o:p></o:p></span></li>
</ol>
<p class="MsoNormal"><span lang="EN-IN">Each of these players has a unique role in
the finance industry and plays an important role in shaping the overall
economy.<o:p></o:p></span></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">Financial Instruments and Markets<o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-IN">Financial instruments refer to assets that
can be traded or invested in. Some of the most common financial instruments
include stocks, bonds, options, futures, and currencies.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Stocks, also known as shares or equity,
represent ownership in a company. When an investor buys stock in a company,
they become a shareholder and have a claim on a portion of the company's assets
and earnings.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Bonds, on the other hand, are debt
securities that represent a loan made by an investor to a borrower, such as a
corporation or government. The borrower agrees to pay back the loan with
interest over a set period.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Options are financial contracts that give
the holder the right, but not the obligation, to buy or sell an underlying
asset, such as a stock or commodity, at a predetermined price and date.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Futures are similar to options but
represent a binding contract to buy or sell an underlying asset at a future
date and price. They are commonly used by investors to manage risk, as they
allow them to lock in a price for an asset before it fluctuates in value.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Currencies, or foreign exchange, represent
the value of one country's currency relative to another. They are traded in
global foreign exchange markets, which are among the largest and most liquid
financial markets in the world.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Financial markets are where buyers and
sellers come together to trade financial assets. There are many different types
of financial markets, including stock markets, bond markets, foreign exchange
markets, and commodity markets. These markets provide liquidity and
transparency to investors, allowing them to buy and sell assets with ease and
at fair prices. The functioning of financial markets is essential to the
overall health of the global economy.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN"> </span></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">The Dark Side of Finance<o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-IN">While finance plays a critical role in
driving economic growth and prosperity, there is also a dark side to the
industry. Some of the negative aspects of finance include:<o:p></o:p></span></p>
<ol start="1" style="margin-top: 0in;" type="1">
<li class="MsoNormal"><span lang="EN-IN">Fraud and unethical behavior: There have been numerous cases of
fraud and unethical behavior in the finance industry, such as insider
trading, market manipulation, and Ponzi schemes. These activities can
cause significant harm to investors and undermine confidence in financial
markets.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Financial crises: The finance industry has been responsible for
several major financial crises, such as the 2008 global financial crisis.
These crises can have a devastating impact on the economy, causing
widespread job loss, business failures, and economic instability.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Income inequality: The finance industry is often criticized for
contributing to income inequality, as top finance professionals can earn
extremely high salaries and bonuses, while many others struggle to make
ends meet.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Environmental damage: Some financial activities, such as fossil
fuel investment and deforestation financing, can contribute to
environmental damage and climate change.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Exploitation of vulnerable populations: Certain financial
products, such as payday loans and subprime mortgages, can exploit
vulnerable populations by charging high fees and interest rates.<o:p></o:p></span></li>
</ol>
<p class="MsoNormal"><span lang="EN-IN">It is important to recognize and address
these negative aspects of the finance industry to promote a more
equitable and sustainable financial system. This can be achieved through
increased transparency and regulation, as well as a greater emphasis on ethical
behavior and social responsibility within the industry.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN"> </span></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">Future of Finance<o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-IN">The finance industry is constantly
evolving, and the future of finance is likely to be shaped by several
trends and developments. Some of the key trends and predictions for the future
of finance include:<o:p></o:p></span></p>
<ol start="1" style="margin-top: 0in;" type="1">
<li class="MsoNormal"><span lang="EN-IN">The rise of fintech: Fintech, or financial technology, refers
to the use of technology to deliver financial services. Fintech companies
are disrupting traditional finance by offering innovative products and
services, such as online lending platforms, robo-advisors, and mobile
payment systems.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Increased focus on sustainability: There is a growing awareness
of the need for sustainable finance, which takes into account
environmental, social, and governance (ESG) factors. This is leading to a
shift towards responsible investing and the development of new financial
products that promote sustainability.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Digital transformation: The finance industry is undergoing a
digital transformation, with the use of technologies such as artificial
intelligence, blockchain, and cloud computing. This is leading to
increased efficiency, automation, and innovation in financial services.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Greater regulation: The finance industry is likely to face
increased regulation in the future, as governments and regulators seek to
prevent financial crises and protect consumers. This could include
stricter rules on capital requirements, risk management, and consumer
protection.<o:p></o:p></span></li>
<li class="MsoNormal"><span lang="EN-IN">Changing demographics: The finance industry is also being
impacted by changing demographics, such as an aging population and the
rise of millennials as a consumer group. This is leading to new products
and services that cater to the needs and preferences of different age
groups.<o:p></o:p></span></li>
</ol>
<p class="MsoNormal"><span lang="EN-IN">Overall, the future of finance is likely to
be shaped by a combination of technological innovation, changing consumer
preferences, and regulatory pressures. The industry will need to adapt and
evolve to stay relevant and meet the needs of its customers.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN"> </span></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">Conclusion<o:p></o:p></span></b></p>
<p class="MsoNormal"><span lang="EN-IN">In conclusion, finance is a complex and
dynamic industry that plays a critical role in driving economic growth and
prosperity. From key players such as banks and investment firms to financial
instruments such as stocks and bonds, to the various financial markets that
enable the buying and selling of assets, finance is essential to the functioning of
the global economy.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">However, there is also a dark side to
finance, including fraud, financial crises, income inequality, environmental
damage, and exploitation of vulnerable populations. The industry needs to address these negative aspects and work towards a more equitable
and sustainable financial system.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN">Looking towards the future, the finance
industry is likely to continue evolving and adapting to new trends and
developments, such as the rise of fintech, increased focus on sustainability,
digital transformation, greater regulation, and changing demographics. By
staying ahead of these trends and working towards responsible and ethical
practices, the finance industry can continue to play a positive role in
promoting economic growth and stability.<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-IN"> </span></p><p class="MsoNormal">You may like Other articles:</p><p class="MsoNormal"></p><ul style="text-align: left;"><li><a href="https://mba-article.blogspot.com/2023/10/9-tips-on-how-to-budget-your-finances.html" target="_blank">9 Tips on How to Budget Your Finances at Home</a></li><li><a href="https://mba-article.blogspot.com/2020/03/What-Is-Adjusted-Gross-Income-AGI.html" target="_blank">What Is Adjusted Gross Income (AGI)? </a></li><li><a href="https://mba-article.blogspot.com/2020/03/the-90-best-finance-blogs-to-read-now.html" target="_blank">The 90 Best Finance Blogs to Read Now </a></li></ul><div><br /></div><p></p>
<p class="MsoNormal"><b><span lang="EN-IN" style="font-size: 18pt; line-height: 115%;">Author Bio<o:p></o:p></span></b></p>
<p class="MsoNormal">My name is William
Shakes and I'm a business strategist who specializes in sales, outreach, and
marketing strategies for businesses of all sizes, currently working at
AverickMedia one of the leading <span lang="EN-IN"><a href="https://www.averickmedia.com/browse-data-cards" target="_blank"><span lang="EN-US">providers of b2b data</span></a></span>. I have a deep understanding of what it takes
to drive success and have an extensive network of industry experts that I can
draw upon when needed.<o:p></o:p></p>
<p class="MsoNormal"><span lang="EN-IN"> </span></p>Md Ahaduzzamanhttp://www.blogger.com/profile/01548780095836108761noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-86956552709371868852023-10-02T11:59:00.007-07:002023-10-02T12:01:28.458-07:00 9 Tips on How to Budget Your Finances at Home<p> <span face="Arial, sans-serif" style="font-size: 18pt; font-weight: 700; white-space-collapse: preserve;">9 Tips on How to Budget Your Finances at Home</span></p><span id="docs-internal-guid-b668fca3-7fff-c9ac-045c-90a596e4e451"><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Living at home comes with its unique set of challenges—especially when it comes to handling your finances. There is much to consider, from mortgage payments and utility bills to unexpected repairs and maintenance costs. It is no secret that managing your budget can sometimes feel like navigating a complex maze.</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYvx1NhODkmq9e-b_KKnevpo9lYGqL7lcjFJfkFrUa-ThXQ4NoDaNYsYDVW58XLaIwZ14COBgb0IdKKnTHSuwyTQY18B9B8ahBK9lAGE896i0_Lu10PEFvSapPYMf4B5pf2_6yiEVHctj8y_SPN9SEyGOglyIjyLdkXuQfdMhR2imxPJZDFFD47QDQU_jp/s1280/9%20Tips%20on%20How%20to%20Budget%20Your%20Finances%20at%20Home.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="9 Tips on How to Budget Your Finances at Home" border="0" data-original-height="860" data-original-width="1280" height="430" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYvx1NhODkmq9e-b_KKnevpo9lYGqL7lcjFJfkFrUa-ThXQ4NoDaNYsYDVW58XLaIwZ14COBgb0IdKKnTHSuwyTQY18B9B8ahBK9lAGE896i0_Lu10PEFvSapPYMf4B5pf2_6yiEVHctj8y_SPN9SEyGOglyIjyLdkXuQfdMhR2imxPJZDFFD47QDQU_jp/w640-h430/9%20Tips%20on%20How%20to%20Budget%20Your%20Finances%20at%20Home.jpg" title="9 Tips on How to Budget Your Finances at Home" width="640" /></a></div><br /><div style="text-align: center;"><a href="https://www.pexels.com/photo/a-man-talking-while-looking-at-a-document-6964349/" style="font-family: PlusJakartaSans, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Cantarell, "Helvetica Neue", Ubuntu, sans-serif; font-size: 14px; white-space: pre;" target="_blank">Photo by Mikhail Nilov</a></div><p></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span face="PlusJakartaSans, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Cantarell, "Helvetica Neue", Ubuntu, sans-serif" style="font-size: 14px; text-wrap: nowrap;"><br /></span></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Luckily, there are reliable ways to help you manage and budget your finances at home wisely. Read below to know more.</span></p><h3 style="line-height: 1.2; margin-bottom: 10pt; margin-top: 18pt; text-align: left;"><span face="Arial, sans-serif" style="font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Types of Home Expenses</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Owning or renting a home brings immense joy and pride. However, it also introduces a myriad of financial responsibilities. Understanding the various home expenses that demand your attention is essential to mastering the art of effective budgeting. Here are some common financial challenges you may encounter at home.</span></p><ol style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Rent or mortgage payments: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">Whether you are a renter or a homeowner, most of your budget typically goes toward your rent or mortgage payments. </span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Bills: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">These expenses can pile up faster than you can keep track. Some bills you may have to cover include insurance payments, subscriptions, or credit card statements. More often than not, you must settle these expenses on time so you can use them continuously.</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Fees and taxes: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">Owning a home means dealing with property taxes, homeowners association fees, and perhaps even maintenance costs for communal areas.</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Water bills: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">Water is an essential resource, and its cost can fluctuate based on usage and location. As such, you may face challenges with budgeting for this expense accurately.</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Internet services: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">A reliable internet connection is vital in today's digital age. However, internet plans can come at various prices—and those with higher speeds tend to cost more.</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Electricity costs: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">Keeping your home well-lit and comfortable requires electricity. However, it is easy to underestimate its impact on your budget, especially if you're unaware of the costs to power each appliance or fixture.</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Home maintenance and repair: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">Homes require ongoing maintenance to remain in good condition. Even if currently there is no need for repairs, you still need to set aside a portion of your earnings for this expense. </span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Groceries and home supplies: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">The cost of groceries and household essentials can add up quickly without you noticing. Your grocery bill may even increase as time passes due to the effects of inflation. </span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Entertainment and leisure: </span><span style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;">Besides working, you will also spend money on yourself. This personal expense includes going out with friends, watching movies, traveling, shopping, etc.</span></p></li></ol><h2 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 18pt;"><span face="Arial, sans-serif" style="font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">9 Ways to Manage Your Finances at Home</span></h2><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Managing your household finances does not have to be daunting. By adopting intelligent budgeting techniques, you can regain control over your money and make informed decisions to secure a brighter financial future. Consider the tips below to help you cover </span><a href="https://federalland.ph/articles/condo-homeowner-fees-list/" style="text-decoration-line: none;" target="_blank"><span face="Calibri, sans-serif" style="color: #0563c1; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">homeowner fees</span></a><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">and expenses while staying financially secure.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">1. Create a realistic budget</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Successful financial management starts with creating a budget tailored to your income and expenses. Take an honest look at your finances. Then, allocate an appropriate amount to cover essential costs while setting aside money for savings and discretionary spending. You can use budgeting tools and apps to simplify the process and monitor your progress regularly.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">2. Track every penny </span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Awareness is key! So, keep track of all your expenses, whether big or small, to identify patterns and areas to cut back. Understanding your cash flow is crucial to financial success, and you can do this through a traditional pen-and-paper method or a digital expense tracker.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">3. Minimize consumption</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Challenge yourself to adopt a more frugal lifestyle. However, it may not be easy at first. First, assess your needs versus wants to make conscious choices to minimize unnecessary spending. Additionally, consider buying generic brands, purchasing second-hand items, and finding creative ways to repurpose what you already have. This strategy can lessen the money that goes out of your pocket.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">4. Shop for groceries wisely</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Groceries can be a significant expense that blows through your wallet quickly. However, there are numerous ways to save without sacrificing quality. For example, you can plan meals and make a shopping list so you'll only buy the things you need. Remember to stick by them.</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Take advantage of sales and coupons as they help lower your grocery bill. Additionally, buy non-perishables in bulk to save on transportation costs from going to and from the grocery store. You can also explore local farmers' markets to buy fresh produce at more affordable prices.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">5. Stay energy efficient</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Reducing energy consumption does not just benefit the environment. It also saves your wallet from high electricity bills. Consider investing in LED bulbs, which can last longer and use </span><a href="https://www.energy.gov/energysaver/led-lighting#:~:text=LED%20is%20a%20highly%20energy,times%20longer%2C%20than%20incandescent%20lighting." style="text-decoration-line: none;" target="_blank"><span face="Calibri, sans-serif" style="color: black; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">75% less energy </span></a><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">than incandescent lights. Moreover, turn off your lights and electronic devices to reduce your energy consumption. Weatherproof your home as well to conserve heating and cooling energy.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">6. Automate your savings</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Make saving a seamless part of your financial routine. Set up automatic transfers to a savings account each time you receive a paycheck. This way, you are less likely to spend the money impulsively while your savings grow steadily.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">7. Leisure on a budget</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Enjoying life does not mean breaking the bank. You can still have fun while being on a budget. Look for free or low-cost entertainment options, such as going to community events, watching movies at home, or exploring local parks and trails.</span><span face="Calibri, sans-serif" style="font-size: 10pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">8. Reward yourself occasionally</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You do not have to deprive yourself of everything you enjoy when living on a budget. You just need to spend wisely and responsibly. So, occasionally treat yourself to something small or splurge on a big purchase. Rewarding yourself for budgeting and achieving your financial goals can motivate you to continue doing so. It may even push you to take your financial goals to the next level.</span></p><h3 dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 16pt;"><span face="Arial, sans-serif" style="font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">9. Seek help and advice</span></h3><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Budgeting can be challenging and overwhelming at times. However, you do not have to do it alone. You can always ask for help from others with more money management experience. For instance, consider consulting a professional for tips and guidance on budgeting your finances at home. You can also join online communities or forums where people share their stories and insights about budgeting.</span></p><h4 style="line-height: 1.2; margin-bottom: 10pt; margin-top: 18pt; text-align: left;"><span face="Arial, sans-serif" style="font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Home Budgeting Made Simple</span></h4><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Living at home can be financially challenging. However, it does not have to be stressful—and following the right tips can help you </span><a href="https://www.tencap.com/blog/the-abcs-of-financial-planning-and-wealth-management/" style="text-decoration-line: none;" target="_blank"><span face="Calibri, sans-serif" style="color: #0563c1; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">budget your finances</span></a><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> at home more effectively. </span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 10pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">However, remember that budgeting is not a one-time thing. It is a continuous process that requires discipline and commitment. Once you get the hang of it, you will see the benefits of living within your means and achieving your financial goals.</span></p><div><span face="Calibri, sans-serif" style="font-size: 10pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Md Ahaduzzamanhttp://www.blogger.com/profile/01548780095836108761noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-85040662358421012612023-02-10T05:29:00.004-08:002023-02-10T06:11:48.912-08:00Marketing Strategies for Attracting and Retaining Customers<h1 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 24pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 23pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">Marketing Strategies for Attracting and Retaining </span><span style="color: black; font-family: Lora,serif; font-size: 23pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre;">Customers </span></h1><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: Lora, serif; font-size: medium; text-align: left; white-space: pre-wrap;"><p style="font-family: "Times New Roman"; line-height: 1.38; margin-bottom: 6pt; margin-top: 24pt; text-align: left; white-space: normal;"><b><span style="color: black; font-family: Lora,serif; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre;">Marketing Strategies for Attracting and Retaining </span><span style="color: black; font-family: Lora,serif; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre;">Customers </span>in a Money-Lending Business. </b><span style="font-family: Lora, serif; font-size: x-large; white-space: pre-wrap;">It's crucial to have a strong marketing plan in place to draw in and keep consumers in the cutthroat world of money lending today. A successful marketing strategy may assist a money-lending firm in reaching its target market, developing its brand, and expanding its clientele. We'll look at a few efficient marketing tactics in this blog article that may support you in achieving these objectives.</span></p></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: Lora, serif; font-size: large; text-align: left; white-space: pre-wrap;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbuzJj7idheEBzJF480H34xLP8fRprIHBYNgQeA6NumtoErInxt19DVbZvjyO4t04xGUXT6eLsCe0triTlhYbFBX8-VypA1op0ZYQHS-cUdcFp84pcnoz6-IMmuENQER8x_PSpiJN7RBrG_4PwxQMVxSHYBFh3bBdiN9xdc0dUIlXFSTL_G93SAUgxAQ/s2048/Marketing%20Strategies%20for%20Attracting%20and%20Retaining%20Customers%20in%20a%20Money-Lending%20Business.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Marketing Strategies for Attracting and Retaining Customers in a Money-Lending Business" border="0" data-original-height="1366" data-original-width="2048" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbuzJj7idheEBzJF480H34xLP8fRprIHBYNgQeA6NumtoErInxt19DVbZvjyO4t04xGUXT6eLsCe0triTlhYbFBX8-VypA1op0ZYQHS-cUdcFp84pcnoz6-IMmuENQER8x_PSpiJN7RBrG_4PwxQMVxSHYBFh3bBdiN9xdc0dUIlXFSTL_G93SAUgxAQ/w640-h426/Marketing%20Strategies%20for%20Attracting%20and%20Retaining%20Customers%20in%20a%20Money-Lending%20Business.jpg" title="Marketing Strategies for Attracting and Retaining Customers in a Money-Lending Business" width="640" /></a></div><br /><span style="font-family: Lora, serif; font-size: large; text-align: left; white-space: pre-wrap;"><br /></span></div><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 18pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 17pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">What is Money Lending Business?</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="font-size: medium;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Considering how fiercely competitive the money lending industry is, finding and keeping consumers may be difficult. Marketing is a key component of client attraction and retention, which is essential for a</span><a href="https://byajbook.com/blog/5-tips-to-start-your-own-money-lending-business" rel="nofollow" style="text-decoration: none;" target="_blank"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> </span><span style="background-color: transparent; color: #1155cc; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration-skip-ink: none; text-decoration: underline; vertical-align: baseline; white-space: pre-wrap;">money lending business</span></a><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> to succeed. You may reach your target market, develop your brand, and eventually grow your client base with the aid of a well-planned marketing strategy.</span></span></p><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 14pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 13pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">1. Understanding Your Target Market</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Understanding your target market is the first step in creating an effective marketing plan. This entails dividing up your target market into groups based on <a href="https://www.investopedia.com/terms/d/demographics.asp" target="_blank">demographics</a>, psychology, and behavior. By doing this, you may have a clear picture of the kind of client you're attempting to attract and then focus your marketing efforts on meeting their unique requirements and preferences.</span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Making buyer personas is one of the finest techniques to comprehend your target market. Based on actual research and data, these are made-up images of your ideal client. By developing buyer personas, you may better <a href="https://www.bbalectures.com/what-are-the-different-types-of-demand/" target="_blank">understand the demands</a> and pain points of your target market and adjust your marketing strategies as necessary.</span></span></p><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 14pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 13pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">2. Content Marketing</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">One of the best marketing techniques for luring in new clients and keeping existing ones on board is content marketing. The purpose of content marketing is to enlighten and educate your target audience while also establishing credibility and trust. Making educative and interesting blog articles, videos, and <a href="https://en.wikipedia.org/wiki/Infographic" target="_blank">infographics </a>is among the greatest content marketing strategies.</span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Another crucial instrument for content marketing is social media. You can market your content, develop your brand, and increase traffic to your website by utilizing social media to interact with your target audience.</span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Another effective strategy for content marketing is <a href="https://www.bbalectures.com/7-types-of-email-marketing-tips-for-medical-professionals/" target="_blank">email marketing</a>. You may develop a close connection with your subscribers, teach them about your company, and boost their loyalty by regularly sending them instructional and useful emails.</span></span></p><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 14pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 13pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">3. Referral Marketing</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Referral marketing is a very successful strategy for bringing in new clients and keeping existing ones. You may grow your customer base and boost your revenues by encouraging your present customers to recommend new clients to your company. You may monitor and manage recommendations with the aid of a referral program, and consumers can be persuaded to refer friends and family by offering incentives and prizes.</span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Reviews and testimonials are crucial components of referral marketing. You may enhance the possibility that new consumers will become repeat customers by presenting the good experiences of your existing customers.</span></span></p><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 14pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 13pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">4. Community Outreach and Networking</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Networking and community involvement are great strategies to grow your consumer base and brand exposure. You may show your dedication to the neighborhood and enhance your reputation by forming connections with neighborhood groups and charities. Sponsorship of events and charitable causes may also assist improve client loyalty and brand recognition.</span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">You may enhance client loyalty and brand exposure by collaborating with other local companies. You may promote your brand, create new connections, and perhaps even team up on marketing and referral activities by collaborating with other companies.</span></span></p><h3 dir="ltr" style="line-height: 1.38; margin-bottom: 4pt; margin-top: 14pt;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 13pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">5. Customer Loyalty Programs</span></h3><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">Programs that reward loyal customers are a very efficient approach to keeping consumers and boosting sales. You can enhance customer loyalty, boost repeat business, and eventually boost profitability by creating a loyalty program that rewards and keeps consumers. A successful loyalty program requires personalization and customization, which data analysis can help you iteratively improve.</span></span></p><h4 style="line-height: 1.38; margin-bottom: 4pt; margin-top: 14pt; text-align: left;"><span style="background-color: transparent; color: black; font-family: Lora,serif; font-size: 13pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">Final thoughts on the importance of marketing in a money-lending business</span></h4><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;">In the cutthroat world of payday loans, marketing is essential to success. You may connect with your target audience, establish your brand, and grow your clientele by employing efficient marketing techniques. An effective marketing strategy may help distinguish your company and foster long-term success.</span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 12pt; margin-top: 12pt;"><span style="background-color: transparent; color: black; font-family: Lora, serif; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: medium;"><br /></span></span></p><h4 style="text-align: left;"><strong>See Also.</strong></h4><p class="has-large-font-size"><strong>Other Articles, You Might Also Enjoy...</strong></p><p><span id="docs-internal-guid-daff1f65-7fff-9a95-14a0-96dd8ba62d4c"><!-- wp:heading {"level":3} -->
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<u style="font-weight: bold;">Lack of Motivation at Work - Here are 14 Reasons.</u> Some causes of the poor motivation of employees and executive (manager) of the organization are given below:<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPW4_UyqUT6iF5CPYDyp-3xc-IpM8yjpYaPK1Gm6CSbkS-7le1Ay3RfZ3RFWyaHgONDDJUtThVoOp2Nv1HtC5ABWpExTpd52B5OwhkuVxZL7pIKln8B3nVXT1diQyHmBa6az7yl41CdHc/s1600/Lack+of+Motivation+at+Work.jpg" style="margin-left: auto; margin-right: auto;"><img alt="Lack of Motivation at Work" border="0" data-original-height="853" data-original-width="1280" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPW4_UyqUT6iF5CPYDyp-3xc-IpM8yjpYaPK1Gm6CSbkS-7le1Ay3RfZ3RFWyaHgONDDJUtThVoOp2Nv1HtC5ABWpExTpd52B5OwhkuVxZL7pIKln8B3nVXT1diQyHmBa6az7yl41CdHc/s640/Lack+of+Motivation+at+Work.jpg" title="Lack of Motivation at Work" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>Lack of Motivation at Work</b></td></tr>
</tbody></table>
<br />
<br />
<b><span style="color: #38761d;">Here, we identified 14 reasons that primarily highlight a Lack of Motivation at Work.</span></b><br />
<br />
<h3 style="text-align: left;">
<b>Lack of Motivation at Work</b><b>: </b></h3>
<h4 style="text-align: left;">
<span style="color: #20124d;">Lack of clearly defined goals: </span></h4>
Due to the lack of clearly defined goals of the organization may hamper the motivation of employees.<br />
<h4 style="text-align: left;">
Lack of performance feedback: </h4>
Employees should be informed about their performance. If it is not done, they may be de-motivated.<br />
<h4>
Messy work areas: </h4>
Messy work areas may cause (poor motivation for some committed and sincere employees.<br />
<h4>
Social distraction: </h4>
Employees want to get family and social support for a psychological boost up. <a href="https://en.wikipedia.org/wiki/Distraction" target="_blank">Social distraction</a> hampers that scope.<br />
<h4>
The repetitiveness of work; </h4>
It creates monotony and boredom of work result of which may create poor motivation.<br />
<h4>
Corruption: </h4>
Corruption may destroy all good intentions of peace-loving and honest employees.<br />
<h4>
Unfair means in the recruitment process: </h4>
It may problem for the accumulation of skilled and efficient employees might be helpful for semi-skilled workers. Learn more about <span style="color: #2b00fe;"><a href="https://www.bbalectures.com/steps-in-recruitment-process/" target="_blank"><span face=""helvetica neue", helvetica, arial, sans-serif" style="background-color: white; font-size: 14px;">Steps in </span><span face=""helvetica neue", helvetica, arial, sans-serif" style="background-color: white; font-size: 14px;">Recruitment</span><span face=""helvetica neue", helvetica, arial, sans-serif" style="background-color: white; font-size: 14px;"> </span></a></span><span face=""helvetica neue", helvetica, arial, sans-serif" style="background-color: white; font-size: 14px;"><span style="color: #2b00fe;"><a href="https://www.bbalectures.com/steps-in-recruitment-process/" target="_blank">Process</a></span><span style="color: #464e56;">.</span></span><br />
<h4>
Unfair means in the selection process: </h4>
If the steps of the selection process are unfair deserving candidates may be demotivated. The Inst step in the selection process whereby inquiries about a job are screened It is a two steps procedure. Here, is detail <a href="https://www.bbalectures.com/selection-process-human-resource-management/" target="_blank">Selection Process in Human Resource Management </a>(HRM)</div><div dir="ltr" style="text-align: left;" trbidi="on"><br />
<h4>
Irregular discrimination in the interview board: </h4>
It deprives the potential candidates and discourages the ambitious people as they could not get due treatment.</div><div dir="ltr" style="text-align: left;" trbidi="on"><b>Read More: </b></div><div dir="ltr" style="text-align: left;" trbidi="on"><a href="https://www.bbalectures.com/interview-questions-from-employer/" target="_blank"><span face=""helvetica neue", helvetica, arial, sans-serif" id="yui_3_10_0_1_1598984629282_105" style="background-color: white; color: #464e56; font-size: 14px;">Interview</span><span face=""helvetica neue", helvetica, arial, sans-serif" style="background-color: white; color: #464e56; font-size: 14px;"> Questions from Employer </span></a></div><div dir="ltr" style="text-align: left;" trbidi="on"><span face="helvetica neue, helvetica, arial, sans-serif" style="color: #464e56;"><span style="font-size: 14px;"><br /></span></span>
<h4>
The unrelated question in the tests:</h4>
Sometimes some questions are asked in the interview board that can create dissatisfaction among the promotion seekers and they may treat them as injustice.<br />
<h4>
Upliftment of less qualified employees: </h4>
In some cases, unqualified employees get some opportunities and at the same time, qualified ones are deprived.<br />
<h4>
Lack of accountability: </h4>
It creates recklessness and encourages corruption which 'ultimately causes de-motivation among the employees.<br />
<h4>
Lack Of reward system: </h4>
Extra reward packages are almost absent from the organization, Which may create a reluctance to innovate.<br />
<h4>
Lack Of proper punishment systems: </h4>
In maximum countries, the industry is punished and <a href="https://www.dictionary.com/browse/giddiness" target="_blank">giddiness </a>is rewarded. It creates poor motivation among the employees.<br />
<h4>
Lack of development orientation: </h4>
Most of the employees do not get development orientation. So they do not know about their future development<br />
<br />
<h4>
<b>See More:</b></h4>
<div>
<ul>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-job-satisfaction.html" target="_blank">Definition of Job Satisfaction</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/list-of-insurance-companies-in-malaysia.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; font-size: 14px; outline: 0px; padding: 0px; text-decoration-line: none; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank">List of Insurance Companies in Malaysia</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; font-size: 14px; outline: 0px; padding: 0px; text-decoration-line: none; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; font-family: georgia, "times new roman", serif; outline: 0px; padding: 0px; vertical-align: baseline;">90+ Best Captions for Instagram Photos</span></a></li>
<li><a href="https://www.bbalectures.com/explore-important-social-media-tips-for-boosting-website-traffic/" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; font-size: 14px; outline: 0px; padding: 0px; text-decoration-line: none; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; font-family: georgia, "times new roman", serif; outline: 0px; padding: 0px; vertical-align: baseline;">Explore Important Social Media Tips for Boosting Website Traffic</span></a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; font-size: 14px; outline: 0px; padding: 0px; text-decoration-line: none; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank">Definition of Career Planning in HRM</a></li>
</ul>
</div>
</div>
MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-15852053611142161692020-03-28T01:00:00.000-07:002020-03-28T01:00:16.455-07:00Definition of Job Satisfaction - MBA Articles<b><u>Definition of Job Satisfaction.</u></b> People everywhere expect to get satisfaction in every sphere of life. It is obviously natural. In the long run of life, he/she gets acquainted with many new things in the form of people, environment, job, policy, etc. They show attitudes towards these things. It can be either positive or negative.<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgk2XVT9R_TTBG-XwkXLMrsaPgjcR3rckgNtD6qgnWwuuGfuO3XyJeTPG3qp2s3IERvxX0I_V5bMnYS7bJSq9UeE2TBqXlvtbmTUUS2qYZX8ntlqUcB0qvdPft3hyqdgxpUwCn6QyctgA0/s1600/Definition+of+Job+Satisfaction.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Definition of Job Satisfaction" border="0" data-original-height="1067" data-original-width="1600" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgk2XVT9R_TTBG-XwkXLMrsaPgjcR3rckgNtD6qgnWwuuGfuO3XyJeTPG3qp2s3IERvxX0I_V5bMnYS7bJSq9UeE2TBqXlvtbmTUUS2qYZX8ntlqUcB0qvdPft3hyqdgxpUwCn6QyctgA0/s640/Definition+of+Job+Satisfaction.jpg" title="Definition of Job Satisfaction" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Definition of Job Satisfaction</td></tr>
</tbody></table>
<br />
The positive attitude shows regarding the job is termed as job satisfaction holds positive feelings about the job. While a person who is dissatisfied holds negative feelings towards the job. If employees of an organization are satisfied, they will work hard.<br />
<br />
As a result, productivity will increase and the organization will easily achieve the desired goal. on the contrary, the dissatisfaction of workers results in failure in achieving goals. It is a great problem faced by management. Management must make sure that employees are satisfied enough towards the job. This will obviously be beneficial to the organization as a whole.<br />
<br />
<h3>
Definition of Job Satisfaction</h3>
<b>Job satisfaction</b> is an attitude rather than a behavior. Job satisfaction is created when employees show positive attitudes towards the job. If there prevails a balance between the expectation and achievement of workers, job satisfaction is truly present, Then it will be more easy and comfortable for the organization to reach its objectives.<br />
<br />
<br />
<h3>
Defined By Scholars -</h3>
<b>Some scholars defined job satisfaction 1n the following ways:</b><br />
<h4>
Keith Davis: </h4>
“Job satisfaction is a set of favorable or unfavorable feelings and emotions with which employees view their war.<br />
<br />
<h4>
<span style="background-color: white; color: #52565a; font-family: arial, sans-serif; font-size: 14px; font-weight: bold;">Ricky W</span><span style="background-color: white; color: #3c4043; font-family: arial, sans-serif; font-size: 14px;">. </span><span style="background-color: white; color: #52565a; font-family: arial, sans-serif; font-size: 14px; font-weight: bold;">Griffin</span></h4>
“Job satisfaction reflects the extent to which an individual is gratified by or fulfilled 1n his or her work.<br />
<br />
<h4>
Victor Vroom: </h4>
“Job satisfaction is generally considered to be an indiv1dual’ perceptual or emotional reaction to important facts of work.”<br />
<br />
<h4>
Locke: </h4>
“Job satisfaction is a pleasurable or positive emotional state from the appraisal of one’s job or experience.”<br />
<br />
<h4>
S.P Robbins: </h4>
“The term job satisfaction refers to an individual’s general attitude toward his or her job; the difference between the amount of rewards workers receive and the amount they believe they should receive.”<br />
<br />
<h4>
Milkovich and Boudreau: </h4>
“Job satisfaction is a pleasurable or positive emotional reaction to a person’s job experiences. ”<br />
<br />
<h4>
In a Nutshell </h4>
From the above discussion, we can say that job satisfaction is a collection of mental and emotional and positive reactions & negative of employees towards the job or <a href="https://en.wikipedia.org/wiki/Workplace" target="_blank">workplace</a>.<br />
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<br />MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-76455187678161033452020-03-27T01:00:00.000-07:002020-03-27T01:00:01.701-07:00Components of Job Satisfaction - MBA Articles<span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Components of Job Satisfaction.</u></b> Job satisfaction indicates one’s positive attitude towards the job It is influenced by many factors.</span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNuUEaAw20DuEiwjFFHCkE0TVo6hxVK2ubN1bLpU5uclaU4ShIXpdzPJ_FwV9fD6zVRH7qsubxd1m9734pMc3Wh9Dj_1eyQTG21ZDe_afWB1_599Y45t1oMVfexUYvY7cRW10bAKJoZ2c/s1600/Components+of+Job+Satisfaction.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Components of Job Satisfaction" border="0" data-original-height="853" data-original-width="1280" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNuUEaAw20DuEiwjFFHCkE0TVo6hxVK2ubN1bLpU5uclaU4ShIXpdzPJ_FwV9fD6zVRH7qsubxd1m9734pMc3Wh9Dj_1eyQTG21ZDe_afWB1_599Y45t1oMVfexUYvY7cRW10bAKJoZ2c/s640/Components+of+Job+Satisfaction.jpg" title="Components of Job Satisfaction" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Components of Job Satisfaction</td></tr>
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<span style="font-family: "georgia" , "times new roman" , serif;">Components of Job Satisfaction</span></h3>
<span style="font-family: "georgia" , "times new roman" , serif;">These factors of Job satisfaction are classified into three categories which are as follows:</span><br />
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Job-related factors: </span></h3>
<span style="font-family: "georgia" , "times new roman" , serif;">Job-related factors are directly related to the job. That1s, why these are great importance in the organization The job-related factors are given below:</span><br />
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1. Salary and wages: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">The amount an employee receives in exchange for rendering service to' the organization is known as salary. It has a positive relationship with job satisfaction. A high salary reSults in a high level of satisfaction towards the job. It encourages the employees to work more and more So an effective salary scale must be introduced and implemented for the employees to ensure their satisfaction towards the job,</span><br />
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2. Nature of work: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">When an employee gets satisfaction doing the work, it will motivate him/her to go a long way. It will be better if the nature of work is according to his efficiency and likings. A respectful job is considered beneficial to job satisfaction.</span><br />
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3. Work environment: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Where there is facility' of plenty of light, fresh air, pure. drinking water, cleanliness, definite work rules, entertainment, communication, etc, the place is said to have a very good work environment. If the environment is. good; the employees will feel easy and comfortable working there. So, job satisfaction prevails there.</span><br />
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4. Relation with co-workers: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">All employees are members of one group or organization. Good relationship among workers encourages them to work in a satisfied mind. Thus relationship with co-workers is a very important factor for job satisfaction.</span><br />
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5. Job security: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://en.wikipedia.org/wiki/Frederick_Herzberg" target="_blank">Hertzberg </a>identified job security as one of the most important ' factors of job satisfaction. Usually, people are afraid of the security of jobs. If job security is ensured, people become self-confident and their job satisfaction naturally goes up.</span><br />
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6. Sound Supervision: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Sound supervision must be ensured in the organization. An efficient supervisor always gives necessary directions, advice, to the employees. He ensures discipline and leads the organization in a controlled way. Employees get satisfaction while working unclear such supervision.</span><br />
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7. Stability in work: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Stability in work ensures job satisfaction. Frequent transfers make the workers unstable and thus reduce their attentiveness and bond to the work. So, an organization must ensure job stability.</span><br />
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8. Opportunity for promotion: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">All employees have the expectation in mind to get promoted to a respectable post. They always want to see themselves at their peak. Promotion in a job ensures an increase in status along with the financial portion of a person. It is obvious that promotion increases job satisfaction.</span><br />
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9. Proper communication system: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">When a proper communication system prevails in the organization, the employees show satisfaction towards the job. If general employees can reach the executives of the organization easily, there builds a good mutual understanding between them, Under such circumstances, Workers will work with satisfactory feelings.</span><br />
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10. Autonomy: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Executiveé of an organization usually wishes to work on their own __ accord. Autonomy allows them to. act such independently. Thus, the autonomy increases job satisfaction.</span><br />
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11. Responsibility: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Employees want to increase their responsibility. Additional responsibility increases their status 1n the organization as well as in society. Responsibility helps employees to increase job satisfaction”</span><br />
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12. Employee welfare measures: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">All employees have the right to get a <a href="https://en.wikipedia.org/wiki/Pension" target="_blank">pension</a>, <a href="https://en.wikipedia.org/wiki/Gratuity" target="_blank">gratuity</a>, medical facilities, entertainment, and provident fund for the future, etc. Employees expect 'to get ‘security of their retired life. They want the organization to ensure all these facilities. Employees will show job satisfaction when the organization ensures these facilities to them.</span><br />
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Personal related factors: </span></h3>
<span style="font-family: "georgia" , "times new roman" , serif;">Every individual has some distinctive facture that differentiates them from one another. These features influence the job satisfaction of an individual. Some personal related factors are as follows:</span><br />
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1. Age: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">In an organization, persons having different ages are working together. Job satisfaction has' a positive relationship with age. In other words, with increasing age, job satisfaction also increases. From the research, it is seen that senior or aged workers have more job satisfaction than the younger ones.</span><br />
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2. Sex: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Nowadays women are joining organizations at an increasing rate. It has been observed that women are less ambitious than men. For this, women are satisfied with their jobs. On the other hand, because of high ambition, men don’t get satisfaction in their jobs. Generally, women give importance to working conditions, environment, interpersonal relations rather than other components of work. So, it can be said that women have more job satisfaction than men.</span><br />
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3. Intelligence: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Intelligence has a relationship. with job satisfaction. An intelligent employee easily understands his duties and responsibilities. They also get inspiration from the organization. For that, he can easily earn job satisfaction.</span><br />
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4. Personality: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">People having a striking personality can easily control their emotions and feelings. They have the adjusting capability in such a way that they can adjust themselves also with the changeable conditions. Thus they ensure job satisfaction.</span><br />
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5. Experience. </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">The relationship between experience and job satisfaction is complexed. At the time of joining the organizations, job satisfaction is high but it is reducing day by day. But after passing 5/6 years job satisfaction gradually increases Because, with the passage of time, an employee learns to adjust himself with the job as well as the organization.</span><br />
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6. Educational qualification: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">The level of education helps employees to go form the workplace. Educated employees are capable of getting acquainted with all the activities of the organization. Uneducated employees can hot get along with these activities. So, an educated employee' 18 more satisfied with the job rather than an uneducated one.</span><br />
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7. Occupational level: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Job satisfaction varies at the occupational level high-level employees or executives are more satisfied with their jobs than the lower-level employees. Because executives can easily meet up their demands and needs, but generally employees can not do so.</span><br />
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8. Health: </span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Health is an important factor in of-job satisfaction. Healthy employees are most satisfied with jobs. Because they are physical 'and mentally fresh and strong For that reason they are comfortable with the work than the unhealthy people.</span><br />
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<span style="font-family: "georgia" , "times new roman" , serif;">
Factors outside the job: </span></h3>
<span style="font-family: "georgia" , "times new roman" , serif;">Factors outside the job also have an influence over Job satisfaction Man is a social being. His family or social life can not be fully separated froth his work life. Happy family life, social status, etc. are factors outside the job. A successful family or social life may result in a successful work-life.</span><br />
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<span style="font-family: "georgia" , "times new roman" , serif;">It is very clear from the above discussion that, all these factors have a great influence over Job satisfaction If these factors work favorably job satisfaction may be dealt with successfully.</span><br />
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MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-54275484426365861432020-03-26T01:24:00.000-07:002020-03-26T01:49:13.345-07:00What Is Adjusted Gross Income (AGI)? - MBA Articles<span style="font-family: "georgia" , "times new roman" , serif;"><b><u>What Is Adjusted Gross Income (AGI)?</u></b> In the United States income tax system, adjusted gross income (AGI) is an individual's total gross income minus specific deductions. Taxable income is adjusted gross income minus allowances for personal exemptions and itemized deductions. For most individual tax purposes, AGI is more relevant than gross income.</span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJJTYCL5WAq0PScpz1_W0komz1EfN4IETy-4pvdZIuWprf1n9WVqqYmWG-NmIniywk4gIwUI8AxlfspWBQjr2GPObviSPyGP_prNKYGI3grAO_bG4SWtBat_bq2a1ps8e6XvA3A05pYIQ/s1600/What+Is+Adjusted+Gross+Income+%2528AGI%2529.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="What Is Adjusted Gross Income (AGI)" border="0" data-original-height="1067" data-original-width="1600" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJJTYCL5WAq0PScpz1_W0komz1EfN4IETy-4pvdZIuWprf1n9WVqqYmWG-NmIniywk4gIwUI8AxlfspWBQjr2GPObviSPyGP_prNKYGI3grAO_bG4SWtBat_bq2a1ps8e6XvA3A05pYIQ/s640/What+Is+Adjusted+Gross+Income+%2528AGI%2529.jpg" title="What Is Adjusted Gross Income (AGI)?" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">What Is Adjusted Gross Income (AGI)?</td></tr>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span>
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<i><span style="font-family: "georgia" , "times new roman" , serif;">What Is Adjusted Gross Income (AGI)?</span></i></h3>
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<i><span style="font-family: "georgia" , "times new roman" , serif;">Adjusted gross income (AGI) can directly impact the deductions and credits you are eligible for, which can wind up reducing the amount of taxable income you report on your tax return.</span></i></div>
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<i><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></i></div>
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<i><span style="font-family: "georgia" , "times new roman" , serif;">When preparing your tax return, you probably pay more attention to your taxable income than your adjusted gross income (AGI). However, your AGI is also worthy of your attention, since it can directly impact the deductions and credits you’re eligible for—which can wind up reducing the amount of taxable income you report on the return.</span></i></div>
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<i><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></i></div>
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<i><span style="font-family: "georgia" , "times new roman" , serif;"></span></i><br />
<h3>
<i><span style="font-family: "georgia" , "times new roman" , serif;">
<b>AGI calculation</b></span></i></h3>
<i><span style="font-family: "georgia" , "times new roman" , serif;">
</span></i>
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<i><span style="font-family: "georgia" , "times new roman" , serif;">The AGI calculation is relatively straightforward.</span></i></div>
<i><span style="font-family: "georgia" , "times new roman" , serif;">
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It is equal to the total income you report that’s subject to income tax—such as earnings from your job, self-employment, dividends, and interest from a bank account—minus specific deductions, or “adjustments” that you’re eligible to take.</div>
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<div>
Your AGI is calculated before you take the standard or itemized deductions —which you report in later sections of the return.</div>
</span></i></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span>
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<h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Gross income</span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Gross income includes "all income from whatever source," and is not limited to cash received. It specifically includes wages, salary, bonuses, interest, dividends, rents, royalties, income from operating a business, alimony, pensions, and annuities, share of income from partnerships and S corporations, and income tax refunds. Gross income includes net gains for disposal of assets, including capital gains and capital losses. Losses on personal assets are not deducted in computing gross income or adjusted gross income. Gifts and inheritances are excluded.</span><br />
<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span>
<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span>
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<h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Adjustments</span></h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Gross income is reduced by certain items to arrive at adjusted gross income. </span><br />
<span style="font-family: "georgia" , "times new roman" , serif;">These include:</span><br />
<ul>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Expenses of carrying on a trade or business including most rental activities (other than as an employee)</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Certain business expenses of teachers, reservists, performing artists, and fee-basis government officials,</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Health savings account deductions,</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Certain moving expenses</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">One-half of self-employment tax,</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Allowable contributions to certain retirement arrangements (SEP-IRA, SIMPLE IRA, and qualified plans) and <a href="https://www.fidelity.com/building-savings/learn-about-iras/what-is-an-ira" target="_blank">Individual Retirement Accounts (IRAs)</a>,</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Penalties imposed by financial institutions and others on early withdrawal of savings,</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Alimony paid (which the recipient must include in gross income),</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">College tuition, fees, and student loan interest (with limitations and exceptions),</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Jury duty pay remitted to the juror's employer.</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Domestic production activities deduction, and</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Certain other items of limited applicability.</span></li>
</ul>
<br />
<h4>
<span style="font-family: "georgia" , "times new roman" , serif;">Source:</span></h4>
<ul>
<li><a href="https://en.wikipedia.org/" target="_blank"><span style="font-family: "georgia" , "times new roman" , serif;">Wikipedia</span></a></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://turbotax.intuit.com/" target="_blank">TurboTax</a></span></li>
</ul>
<h4>
See More:</h4>
<div>
<ul>
<li><a href="https://mba-article.blogspot.com/2020/03/list-of-insurance-companies-in-malaysia.html" target="_blank"><span style="font-family: "georgia" , "times new roman" , serif;">List of Insurance Companies in Malaysia</span></a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="font-family: "georgia" , "times new roman" , serif;">90+ Best Captions for Instagram Photos</span></a></li>
<li><a href="https://www.bbalectures.com/explore-important-social-media-tips-for-boosting-website-traffic/" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="font-family: "georgia" , "times new roman" , serif;">Explore Important Social Media Tips for Boosting Website Traffic</span></a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="font-family: "georgia" , "times new roman" , serif;">Definition of Career Planning in HRM</span></a></li>
</ul>
</div>
MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-35596885038938579192020-03-25T06:41:00.000-07:002020-03-25T07:13:33.390-07:00List of Insurance Companies in Malaysia | MBA Articles<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "georgia" , "times new roman" , serif;"><b><u><span style="font-size: 12pt; line-height: 107%;">List of
Insurance Companies in Malaysia</span></u></b><span style="font-size: 12pt; line-height: 107%;">. <o:p></o:p></span></span></div>
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<br />
Are you looking for Insurance Companies in Malaysia?<br />
Check out the List of Insurance Companies in Malaysia.<br />
<br /></div>
<ul style="text-align: left;">
<li><span style="font-family: "georgia" , "times new roman" , serif;">Zurich Insurance Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Tokio Marine Life Malaysia Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">AIA Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Prudential Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Maybank Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Manulife Malaysia Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Hong Leong Assurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Great Eastern Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">AIG Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Allianz Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Kurnia Insurans Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Etiqa Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">MSIG Malaysia</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">AXA Affin General Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">UNI.ASIA General Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">AmGeneral Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Berjaya Sompo Insurance</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">AXA AFFIN Life Insurance</span></li>
</ul>
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRu-klWIxlfdmVMzznNIvfwQ4oA1LJRc-BPQRazAcDpxqbC_7BsMdBx2dGOn_OVcm8hPK5eM3BZQeIlms1sIWTbGB3Zuzo5Jw0uNE1agyYw7rizceh6gVVmZilDKtpXOUl3mieir39YR1y/s1600/List+of+Insurance+Companies+in+Malaysia.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="List of Insurance Companies in Malaysia" border="0" data-original-height="582" data-original-width="957" height="388" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRu-klWIxlfdmVMzznNIvfwQ4oA1LJRc-BPQRazAcDpxqbC_7BsMdBx2dGOn_OVcm8hPK5eM3BZQeIlms1sIWTbGB3Zuzo5Jw0uNE1agyYw7rizceh6gVVmZilDKtpXOUl3mieir39YR1y/s640/List+of+Insurance+Companies+in+Malaysia.jpg" title="List of Insurance Companies in Malaysia" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b><i>List of Insurance Companies in Malaysia</i></b></td></tr>
</tbody></table>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<h3 style="text-align: left;">
<span style="color: blue; font-family: "georgia" , "times new roman" , serif;"><u>List of Insurance Companies in Malaysia</u></span></h3>
<div style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">Zurich Insurance Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Zurich Insurance Group Ltd. is a Swiss insurance company,
commonly known as Zurich, headquartered in Zürich, Switzerland. The company is
Switzerland's largest insurer. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">As of 2020, the group is the world's 117th
largest public company according to Forbes' Global 2000s list, and in 2011 it
ranked 94th in Interbrand's top 100 brands. <o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Corporate Website of <a href="https://www.zurich.com.my/en">Zurich
Insurance Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Zurich_Insurance_Group">Wikipedia - Zurich
Insurance Malaysia</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">Tokio Marine Life Malaysia Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Tokio Marine Holdings, Inc., is a multinational insurance
holding company headquartered in Tokyo, Japan. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">It is the largest
property/casualty insurance group in Japan in terms of revenue and is the
parent company for the Tokio Marine Group which employs 39,000 people in 38
countries worldwide.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Corporate Website of <a href="https://www.tokiomarine.com/my/en/about-us/general-insurance/our-history.html">Tokio
Marine Life Malaysia Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Tokio_Marine">Wikipedia
- Tokio Marine Life Malaysia Insurance</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">AIA Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">AIA Group Limited, known as AIA, is the largest public
listed pan-Asian life insurance group. It offers insurance and financial
services, writing life insurance for individuals and businesses, as well as
accident and health insurance, and offers retirement planning, and wealth
management services.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Corporate Website of <a href="https://www.aia.com.my/en/about-aia/about-aiabhd.html">AIA Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/AIA_Group">Wikipedia
- AIA Malaysia</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">Prudential Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Prudential plc is a British multinational life insurance and
financial services company headquartered in London, United Kingdom. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">It was
founded in London in May 1848 to provide loans to professional and working
people.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.prudential.com.my/en/our-company/">Corporate
Website of Prudential Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Prudential_plc">Wikipedia - Prudential
Malaysia</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">Manulife Malaysia Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Manulife Financial Corporation (also known as Financière
Manuvie in Quebec) is a Canadian multinational insurance company and financial
services provider headquartered in Toronto, Ontario, Canada. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">The company
operates in Canada and Asia as "Manulife" and in the United States
primarily through its John Hancock Financial division.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.manulife.com.my/en/individual/about-us.html">Corporate
Website of Manulife Malaysia Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Manulife">Wikipedia
- Manulife Malaysia Insurance</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">Hong Leong Assurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Hong Leong Financial Group Berhad (MYX: 1082) is a
conglomerate based in Malaysia. Founded as a trading company in 1963 by Quek
Leng Chan and Kwek Hong Png, the company controls 14 listed companies involved
in the financial services, manufacturing, distribution, and property and
infrastructure development. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">The group's shares are listed on stock exchanges of
Malaysia, Singapore, Hong Kong, Manila and Europe.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="http://www.hlfg.com.my/about-us/our-services/hong-leong-assurance">Corporate
Website of Hong Leong Assurance</a><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://en.wikipedia.org/wiki/Hong_Leong_Financial_Group">Source:
Wikipedia - Hong Leong Assurance</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">Great Eastern Insurance</span></h4>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;">Great Eastern Life Assurance is the largest life insurance
company in Singapore and Malaysia. It is also the oldest insurance company in
Malaysia.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.greateasternlife.com/my/en/about-us/company-profile/about-great-eastern-malaysia.html">Corporate
Website of Great Eastern Insurance</a><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://en.wikipedia.org/wiki/Great_Eastern_Life">Source:
Wikipedia - Great Eastern Insurance</a><o:p></o:p></span></div>
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<o:p><span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></o:p></div>
<h4 style="text-align: left;">
<span style="font-family: "georgia" , "times new roman" , serif;">AIG Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">American International Group, Inc., also known as AIG, is an
American multinational finance and insurance corporation with operations in
more than 80 countries and jurisdictions. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;">As of January 1, 2019, AIG companies
employed 49,600 people.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.aig.my/about-aig">Corporate Website of
AIG Malaysia</a><o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/American_International_Group">Wikipedia -
AIG Malaysiae</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Allianz Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Allianz SE (/ˈæliənts/ AL-ee-ənts; German pronunciation:
[aliˈants] (About this soundlisten)) is a European multinational financial
services company headquartered in Munich, Germany. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Its core businesses are
insurance and asset management.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.allianz.com.my/corporate-profile">Corporate
Website of Allianz Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Allianz">Wikipedia
- Allianz Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Kurnia Insurans Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Kurnia Insurance (Malaysia) Berhad is a Malaysian insurance
company whose principal business is general insurance. Kelly was the first
general insurance company in Malaysia to surpass the RM1 billion mark in gross
premiums written in 2004. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">In June 2006, Kelly registered a total gross premium
of RM1.1 billion. Its assets, which have grown positively, are nearly RM1.9
billion.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="http://www.kurnia.com/">Corporate Website of Kurnia
Insurans Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://ms.wikipedia.org/wiki/Kurnia_Insurans">Wikipedia - Kurnia
Insurans Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Etiqa Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Etiqa is the insurance and takaful business of the Malaysian
banking group Maybank. It offers life and general insurance as well as family
and general takaful products through its 14,000 agents, 30 branches and 450
Maybank branches using the bancassurance model.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.etiqa.com.my/v2/about-us">Corporate
Website of Etiqa Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Etiqa">Wikipedia
- Etiqa Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">MSIG Malaysia</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Mitsui Sumitomo Insurance Group Holdings, Inc. (三井住友海上グループホールディングス株式会社,
Mitsui Sumitomo Kaijō Gurūpu Hōrudingusu Kabushiki-Kaisha) is a Japanese
insurance holding company headquartered in Tokyo, Japan.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">MSIG was formed in 2001 from the merger of Mitsui Marine
& Fire Insurance Co. (itself descended from the Taishō Marine and Fire
Insurance Co. founded in 1918) and The Sumitomo Marine & Fire Insurance.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.msig.com.my/">Corporate Website of MSIG
Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Mitsui_Sumitomo_Insurance_Group">Wikipedia
- MSIG Malaysia</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">AXA Affin General Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Axa S.A. (styled as AXA) is a French multinational insurance
firm headquartered in the 8th arrondissement of Paris that engages in global
insurance, investment management, and other financial services.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">The Axa Group operates primarily in Western Europe, North
America, the India Pacific region, and the Middle East, with a presence also in
Africa.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.axa.com.my/why-axa">Corporate Website
of AXA Affin General Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Axa">Wikipedia
- AXA Affin General Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">AmGeneral Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">AmGeneral Insurance Berhad (AmGeneral) is founded on a
combined business of two former entities, AmG Insurance Berhad (“AmG”) and
Kurnia Insurans (Malaysia) Berhad (“KIMB”) with the acquisition of KIMB by
AmBank Group and Insurance Australia Group International Pty Ltd (IAG) in
September 2012.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.amgeneralinsurance.com/about-us/who-we-are">Corporate Website
of AmGeneral Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/AmBank">Wikipedia
- AmGeneral Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Berjaya Sompo Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Berjaya Corporation Berhad (MYX: 3395;[1] formerly known as
the Berjaya Group Berhad, Inter-Pacific Industrial Group Berhad and Raleigh
Berhad) is a Malaysia-based corporation which controls a wide array of
businesses, including consumer marketing, property development and investment,
as well as hotels, resorts and recreation development.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.berjayasompo.com.my/">Corporate Website
of Berjaya Sompo Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Berjaya_Corporation">Wikipedia - Berjaya
Sompo Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">AXA AFFIN Life Insurance</span></h4>
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<span style="font-family: "georgia" , "times new roman" , serif;">Axa S.A. (styled as AXA) is a French multinational insurance
firm headquartered in the 8th arrondissement of Paris that engages in global
insurance, investment management, and other financial services. </span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "georgia" , "times new roman" , serif;">The Axa Group
operates primarily in Western Europe, North America, the India Pacific region,
and the Middle East, with a presence also in Africa.<o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><br /></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.axa.com.my/axa-affin-life">Corporate
Website of AXA AFFIN Life Insurance</a><o:p></o:p></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;">Source: <a href="https://en.wikipedia.org/wiki/Axa">Wikipedia
- AXA AFFIN Life Insurance</a></span></div>
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See More:</h4>
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</div>
Md Ahaduzzamanhttp://www.blogger.com/profile/01548780095836108761noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-18749558272485009022020-03-24T07:35:00.001-07:002021-02-19T22:00:14.805-08:00The 90 Best Finance Blogs to Read Now | MBA Articles<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="text-align: left;">
<b><u>The 90 Best Finance Blogs to Read Now</u></b> | MBA Articles. When creating this list, we knew that some of the blogs would be obvious to include, while others would be less intuitive of a choice. And, that’s okay. Every list to some degree is subjective and perhaps nowhere is that more obvious in our post than when deciding the order in which to list the blogs selected.</div>
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgByCkrKRHOMZGaSLKWhhvgmwai57GwsaAVcxtXmzTcxnRbHLqPFzpZrEkG3xqSuhae6ExFfCGX0OqQQ_rWQ94R3MEGjJ5wpuaKPTSiXD489UoFcfqIKHfUPLAYQZy7g4r9-5RhwoOXUyhV/s1600/The+90+Best+Finance+Blogs+to+Read+Now.jpg" style="margin-left: auto; margin-right: auto;"><img alt="The 90 Best Finance Blogs to Read Now" border="0" data-original-height="899" data-original-width="1346" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgByCkrKRHOMZGaSLKWhhvgmwai57GwsaAVcxtXmzTcxnRbHLqPFzpZrEkG3xqSuhae6ExFfCGX0OqQQ_rWQ94R3MEGjJ5wpuaKPTSiXD489UoFcfqIKHfUPLAYQZy7g4r9-5RhwoOXUyhV/s640/The+90+Best+Finance+Blogs+to+Read+Now.jpg" title="The 90 Best Finance Blogs to Read Now" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><i><b>The 90 Best Finance Blogs to Read Now</b></i></td></tr>
</tbody></table>
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<h3 style="text-align: left;">
The 90 Best Finance Blogs to Read Now</h3>
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<a href="http://simplelivingaustralia.com.au/"></a><br />
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<ul style="text-align: left;">
<li><a href="http://simplelivingaustralia.com.au/">Simple Living Australia</a></li>
<li><a href="http://aussiefinanceblog.com.au/">Aussie Finance Blog</a></li><li><a href="https://www.bbalectures.com/" target="_blank"> BBA Lectures - Articles | Notes for BBA | MBA Students</a></li>
<li><a href="https://www.getmoneywise.com.au/">Get Money Wise | Australian Personal Finance Blog</a></li>
<li><a href="http://www.dividendcake.com/ourblog/">Dividend Cake</a></li>
<li><a href="https://maplemoney.com/">MapleMoney Blog</a></li>
<li><a href="http://canadiancouchpotato.com/">Canadian Couch Potato</a></li>
<li><a href="https://www.howtosavemoney.ca/">How To Save Money | Save Smart Together</a></li>
<li><a href="http://talkaboutfinance.com/">Talk About Finance</a></li>
<li><a href="http://rahaneuvos.blogspot.in/">Money Counselor</a></li>
<li><a href="https://www.finanzwesir.com/blog">Finanzwesir</a></li>
<li><a href="https://blog.moneysmart.hk/en">MoneySmart.hk Blog</a></li>
<li><a href="https://www.jagoinvestor.com/blog">Jagoinvestor Blog</a></li>
<li><a href="https://www.relakhs.com/">Relakhs.com | Personal Finance Blog</a></li>
<li><a href="https://www.tflguide.com/blog/">The Financial Literates | Best Personal Finance Blog</a></li>
<li><a href="http://www.informeddecisions.ie/blog/">Informed Decisions Blog</a></li>
<li><a href="http://www.moneycare.ie/blog/">MoneyCare | Financial Advice, Investments, Consultancy Blog</a></li>
<li><a href="http://debbiesassen.com/blog/">Debbie Sassen Blog</a></li>
<li><a href="http://www.everymickle.com/">EveryMickle Blog</a></li>
<li><a href="http://www.retirejapan.info/blog">Retire Japan Blog</a></li>
<li><a href="http://centonomy.com/blog/">Centonomy Blog</a></li>
<li><a href="http://askchong.com/">Askchong</a></li>
<li><a href="https://ringgitplus.com/en/blog/">RinggitPlus Blog | Malaysia Money News & Reviews</a></li>
<li><a href="https://cheesyfinance.nl/wp/">Chessy Finance</a></li>
<li><a href="https://www.inexpatfin.nl/news/">Independent Expat Finance Blog</a></li>
<li><a href="https://www.thehappysaver.com/blog">Happy Saver Blog</a></li>
<li><a href="https://enableme.co.nz/category/blog/">enableMe Blog</a></li>
<li><a href="http://www.makemoney2000.com/">Make Money 2000</a></li>
<li><a href="http://www.mynairajourney.com/">My Naira Journey</a></li>
<li><a href="https://smartchoice.pk/blog/">Smartchoice.pk Blog</a></li>
<li><a href="http://www.moneygirlphilippines.com/">Money Girl PH | Get Smart with Money</a></li>
<li><a href="https://www.millionaireacts.com/">Millionaireacts | Journey To Financial Freedom</a></li>
<li><a href="http://www.e-konomista.pt/">E-Konomista</a></li>
<li><a href="https://blog.seedly.sg/">Seedly Blog</a></li>
<li><a href="http://www.sgbudgetbabe.com/">SG Budget Babe</a></li>
<li><a href="https://dollarsandsense.sg/">Dollarsandsense</a></li>
<li><a href="http://www.stealthywealth.co.za/">Stealthy Wealth</a></li>
<li><a href="http://mayaonmoney.co.za/">Maya On Money</a></li>
<li><a href="https://bucking-the-trend.com/">Bucking The Trend</a></li>
<li><a href="https://betterthanlagom.com/">Better Than Lagon</a></li>
<li><a href="http://www.financial-imagineer.com/blog/">Financial Imagineer</a></li>
<li><a href="https://www.debtfreeinuae.com/">Debt Free in UAE</a></li>
<li><a href="https://www.moneyunder30.com/">Money Under 30</a></li>
<li><a href="https://www.moneynuggets.co.uk/">MoneyNuggets | Personal Finance Blog</a></li>
<li><a href="https://money-watch.co.uk/">Money Watch | UK Personal Finance Blog</a></li>
<li><a href="https://www.getrichslowly.org/">Get Rich Slowly</a></li>
<li><a href="https://www.kiplinger.com/">Kiplinger</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057278,00.html">Business Insider</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057281,00.html">Grasping Reality with a Sharp Beak</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057253,00.html">Econbrowser</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057251,00.html">Rortybomb</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057279,00.html">Dealbreaker</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057275,00.html">Paul Kedrosky</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057265,00.html">The Wealth Report</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057246,00.html">WalletPop</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057280,00.html">Naked Capitalism</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057264,00.html">Real Time Economics</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057270,00.html">Megan McArdle</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057277,00.html">DealBook</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057250,00.html">Street Sweep</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057276,00.html">Free Exchange</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057260,00.html">Economix</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057273,00.html">The Big Picture</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057267,00.html">Zero Hedge</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057119,00.html">Planet Money</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057274,00.html">Ezra Klein</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057245,00.html">The Consumerist</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057249,00.html">Freakonomics</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057257,00.html">Calculated Risk</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057284,00.html">Marginal Revolution</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057259,00.html">Felix Salmon</a></li>
<li><a href="http://content.time.com/time/specials/packages/article/0,28804,2057116_2057343_2057287,00.html">The Conscience of a Liberal</a></li>
<li><a href="https://www.jackiebeck.com/">JackieBeck.com</a></li>
<li><a href="https://thesavvycouple.com/">The Savvy Coupl</a>e</li>
<li><a href="https://beyondyourhammock.com/blog/">Beyond Your Hammock</a></li>
<li><a href="https://thecollegeinvestor.com/">The College Investor</a></li>
<li><a href="https://kristenedens.com/blog/">Managing Midlife</a></li>
<li><a href="https://www.herfirst100k.com/">Her First 100K</a></li>
<li><a href="https://financialresidency.com/">Financial Residency</a></li>
<li><a href="https://www.debtdiscipline.com/">Debt Discipline</a></li>
<li><a href="https://doyouevenblog.com/">Do You Even Blog</a></li>
<li><a href="https://richandregular.com/">rich and REGULAR</a></li>
<li><a href="https://www.ericnisall.com/">EricNisall.com</a></li>
<li><a href="https://womenwhomoney.com/">Women Who Money</a></li>
<li><a href="https://www.hisandherfi.com/">His and Her FI</a></li>
<li><a href="https://wallethacks.com/blog/">Wallet Hacks</a></li>
<li><a href="https://wellkeptwallet.com/">Well Kept Wallet</a></li>
<li><a href="https://www.juststartinvesting.com/">Just Start Investing</a></li>
<li><a href="https://www.marriagekidsandmoney.com/">Marriage, Kids and Money</a></li>
<li><a href="https://www.smartmoneymamas.com/">Smart Money Mamas</a></li>
<li><a href="https://sidejambiz.com/">Mastering the Side Jam</a></li><li><a href="https://www.zamanaccounting.com/" target="_blank">Zaman Accounting - Learn Accounting and Finance Online</a></li>
</ul>
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<br />
<h4 style="text-align: left;">
Another Top Six Blogs -</h4>
<ol style="text-align: left;">
<li><a href="https://apurplelife.com/">A Purple Life</a></li>
<li><a href="https://www.financialsamurai.com/">Financial Samurai</a></li>
<li><a href="https://www.doughroller.net/">Dough Roller</a></li>
<li><a href="https://www.getrichslowly.org/">Get Rich Slowly</a></li>
<li><a href="https://moneysavingmom.com/">Money Saving Mom</a></li>
<li><a href="https://thekrazycouponlady.com/">Krazy Coupon Lady</a></li>
</ol>
<div>
Thanks! for reading, <a href="https://mba-article.blogspot.com/2020/03/the-90-best-finance-blogs-to-read-now.html" target="_blank">The 90 Best Finance Blogs to Read Now | MBA Articles</a></div>
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<h4 style="text-align: left;">
See More:</h4>
<div>
<ul style="text-align: left;"></ul>
<a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" target="_blank"></a><br />
<ul style="text-align: left;"><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" target="_blank"></a>
<li><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" target="_blank"></a><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" target="_blank">90+ Best Captions for Instagram Photos</a></li>
<li><a href="https://www.bbalectures.com/explore-important-social-media-tips-for-boosting-website-traffic/" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: arial, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank">Explore Important Social Media Tips for Boosting Website Traffic</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: arial, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank">Definition of Career Planning in HRM</a></li>
</ul>
</div>
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<br /></div>
Md Ahaduzzamanhttp://www.blogger.com/profile/01548780095836108761noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-28532144596119900722020-03-24T01:00:00.000-07:002020-03-24T01:00:05.555-07:0090+ Best Captions for Instagram Photos<div dir="ltr" style="text-align: left;" trbidi="on">
<b><u>90+ Best Captions for Instagram Photos</u></b>. Photo without captions is like a book without a title. You may have got the right photo but expressing your feelings behind it plays a major role in your overall interaction with the photo.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilIFSBBgYCpP1ccYkzYtviFVOWm4XeRl9jBw4WaetgT4YVdBSad52QDOr3GsS1b2yQDcYuvgJSznmJPuPkFQZVKgZrFzD0-47WGIA-btEXxdFNdQbt4ttCuw1KVSeSF_2FK9L5WCmRli4/s1600/Best+Captions+for+Instagram+Photos.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Best Captions for Instagram Photos" border="0" data-original-height="904" data-original-width="1348" height="427" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilIFSBBgYCpP1ccYkzYtviFVOWm4XeRl9jBw4WaetgT4YVdBSad52QDOr3GsS1b2yQDcYuvgJSznmJPuPkFQZVKgZrFzD0-47WGIA-btEXxdFNdQbt4ttCuw1KVSeSF_2FK9L5WCmRli4/s640/Best+Captions+for+Instagram+Photos.jpg" title="Best Captions for Instagram Photos" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Best Captions for Instagram Photos</td></tr>
</tbody></table>
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<h3>
Best Captions for Instagram Photos</h3>
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<h4>
Good Instagram Captions</h4>
<div>
<ol>
<li>Watch more sunsets than Netflix.</li>
<li>Hey, I just met you, this is crazy.</li>
<li>At least this balloon is attracted to me!</li>
<li>I must destroy you with hugs and kisses</li>
<li>Stop looking for happiness in the same place you just lost it.</li>
<li>I woke up like this.</li>
<li>I decide the vibe.</li>
<li>If we could only turn back time…</li>
<li>Keep smiling because life is a beautiful thing and there’s so much to smile about.</li>
<li>No one is you. That’s your power!</li>
<li>Got my coffee and donut.</li>
<li>Escape the ordinary.</li>
<li>Sweeter than honey.</li>
<li>Proof that I can do selfies better than you</li>
<li>Life is like a balloon..If you never let go, you will not know how high can you rise.</li>
<li>Sometimes life can surprise you with a happy coincidence.</li>
<li> You can’t afford my Swag Bitch! #selfie</li>
<li>Life isn’t perfect…But my Hair is! #selfieaddict</li>
<li>Always classy, never trashy, and a little bit sassy.</li>
</ol>
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<h4>
Love Captions</h4>
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<ol>
<li>With You, I forget all my problems. With You, Time Stands Still.</li>
<li>If you are Mine, You are Mine. I don’t like Sharing.</li>
<li>Nothing Can replace you!</li>
<li>I love you. That’s all I know.</li>
<li>When I fell for you, I fell Hard</li>
<li>If I ever write a story about my life, don’t be surprised if your name appears billion times.</li>
<li>I want you to be happy, but I want you to be happy with Me.</li>
<li>It will be Always YOU.</li>
<li>I’m not perfect but I am Loyal.</li>
</ol>
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<h4>
Flirty Captions</h4>
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<ol>
<li>Do you sit in a pile of sugar? cause you got a pretty sweet ass!</li>
<li>They say tongue is the strongest muscle of the body. Wanna fight?</li>
<li>Did you swallow magnets? cause you are attractive!</li>
<li>Kiss me if I’m wrong but Dinosaurs still exist? Right?</li>
<li>Do you live in a cornfield, coz I’m stalking you.</li>
<li>Never do the same mistake twice, unless he’s hot!</li>
<li>My mind is full of You!</li>
<li>Can I keep You?</li>
<li>Hey You! I love your face!</li>
<li>Nice t-shirt. Can I talk you out of it?</li>
<li>Do you have a name or can I call you Mine?</li>
<li>Do you like sleeping? Me too! We should do it together sometimes!</li>
<li>Can I borrow a kiss? I promise I’ll give it back.</li>
<li>Aside from being sexy, what do you do for a living?</li>
<li>You don’t cross my mind. You live there!</li>
<li>As beautiful on the inside as I am on the outside.</li>
<li>Let me touch your shirt so I can tell you if it’s boyfriend material.</li>
<li>Besides chocolate, you’re my favorite.</li>
<li>Smile. It’s the second-best thing you can do with your lips.</li>
<li>In a room full of art, I would still stare at you.</li>
</ol>
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</div>
</div>
<div>
<h4>
Funny Instagram Captions</h4>
<div>
<ol>
<li>Friday, my second favorite F word</li>
<li>Life isn’t perfect…But my Hair is! #selfieaddict</li>
<li>Today I will be as useless as letter g in lasagna.</li>
<li>You only drink diet soda? You must be so healthy.</li>
<li>The worst time to have a heart attack is during a game of charades.</li>
<li>I didn’t choose the thug life, the thug life chose me.</li>
<li>When I was in Rome.. I did what the Romans did.</li>
<li>I got back with my Ex…Box 360</li>
<li>Lost in the world that doesn’t exist.</li>
<li>The moment when she says you’re cute.</li>
<li>If we could only turn back time…</li>
</ol>
</div>
</div>
<div>
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<div>
<h4>
Success Captions</h4>
<div>
<ol>
<li>Don’t talk, just act. Don’t say, just show. Don’t promise, just prove.</li>
<li>Never stop doing great just because someone doesn’t give you credit.</li>
<li>It always seems impossible until it’s done.</li>
<li>Marry the right person. This one decision will determine 90% of your happiness or misery.</li>
<li>Be honest.</li>
<li>Invest the now in tomorrow’s dream.</li>
<li>Some Girls want superman but walk past Clark Kent every day!</li>
<li>Good things come to those who hustle.</li>
<li>If you want to succeed, you have to let failure be your best friend!</li>
<li>You can’t do epic shit with basic people!</li>
<li>Be self-starter.</li>
<li>If it doesn’t challenge you, it doesn’t change you.</li>
<li>I didn’t come here to lose.</li>
<li>Hustle until your haters ask if you’re hiring.</li>
</ol>
<div>
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<div>
<h4>
Food Captions</h4>
<div>
<ol>
<li>A balanced diet is a cookie in each hand</li>
<li>My weaknesses have always been food and men — in that order</li>
<li>Life is a combination of magic and pasta</li>
<li>Promises and pie crust and made to be broken</li>
<li>If we’re not meant to have midnight snacks, why is there a light in the fridge?</li>
<li>The secret ingredient is always cheese</li>
<li>If you’re afraid of butter use cream</li>
<li>Cooking is like love. It should be entered into with abandon or not at all</li>
<li>Life is a combination of magic and pasta</li>
<li>Promises and pie-crust are made to be broken</li>
<li>Cheese – milk’s leap towards immortality</li>
<li>I like rice, rice is great if you’re hungry and want 2000 of something</li>
<li>Your diet is a bank account. A good option is a good investment</li>
<li>When you are hungry, most of the food is cured</li>
<li>Taste of food life</li>
<li>If you do not eat well then you can not think well, can love well and sleep well</li>
<li>Eating and eating should be good … I think food is very good</li>
<li>You do not need silver forks to eat good food</li>
<li>Live … love … eat</li>
<li>Calculate calories, do not count calories</li>
<li>Good food is a good mood.</li>
<li>Ways to my heart: 1. Buy me food 2. Make me food 3. Be food</li>
<li>We all eat, & it would be a sad waste of an opportunity to eat badly</li>
<li>First, we eat then we do everything else</li>
<li>People who love to eat always the best people</li>
<li>I like hashtags because they look like waffles</li>
<li>Food is our common ground, a universal experience</li>
</ol>
</div>
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</div>
<div>
<h4>
Travel Captions</h4>
<div>
<ol>
<li>Lost at sea? I am not shore</li>
<li>Let’s run away to cities where nobody knows our stories</li>
<li>I’ll be your sunset</li>
<li>Insert feelings into the sky</li>
<li>Looking at the world like where do we go?</li>
</ol>
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<div>
<h4>
Mixed Captions</h4>
<div>
<ol>
<li> I mean it!</li>
<li>I am not trying to give an image of a fairy-tale, perfect, everything else, I am just being myself.</li>
<li>I was both loved and hated for being upfront. But I was just being myself.</li>
<li>I like being myself. Maybe just slimmer, with fewer wrinkles.</li>
<li>I take a lot of pride in being myself. I’m comfortable with who I am.</li>
<li>Everyone said I could be Anything.. So I became Sexy!</li>
<li>“You the best I ever had”</li>
<li>“Let’s celebrate with a toast and get lost in tonight”</li>
<li>“Twenty-four-hour champagne diet”</li>
<li>“Live for today, plan for tomorrow, party tonight”</li>
<li>“I’m here for a good time not a long time”</li>
<li>“On my worst behavior”</li>
<li>“My excuse is that I’m young”</li>
<li>“You only live once”</li>
<li>“Worrying about your followers, you need to get your dollars up”</li>
<li>“I’m up right now and you suck right now”</li>
<li>“I’m just saying you could do better”</li>
<li>“Think before you come for the great one”</li>
<li>“If I die all I know is I’m a mothafuckin’ legend”</li>
<li>“Know yourself, know your worth”</li>
<li>“Every time you see me I look like I hit the lotto twice”</li>
<li>“Call me the referee because I be so official”</li>
<li>“Last name ever, first name greatest”</li>
<li>“Started from the bottom now we’re here”</li>
<li>“Fresher than a pillow with a mint on it”</li>
<li>All we want is hot hot boys boys boys.”</li>
<li>“So baby raise a glass to mend all the broken hearts of all my wrecked up friends.”</li>
<li>“Some girls won’t dance to the beat of the track.”</li>
<li>“Stars in our eyes ‘cuz we’re having a good time.”</li>
<li>“Don’t tell me I’m less than my freedom.”</li>
<li>“I can’t believe I’m telling you this but I’ve had a couple of drinks and…oh my god!”</li>
<li>“I don’t wanna be alone forever, but I love gypsy life.”</li>
<li>It’s good to live expensively, you know it.”</li>
<li>“Out in the club and I’m sipping’ that bub and you’re not gonna reach my telephone.”</li>
<li>“I should’ve left my phone at home ‘cause this is a disaster.”</li>
<li>“Get your hot rods ready to rumble ‘cause we’re gonna drink until we die.</li>
<li>Turn ya savage up and lose ya feelings</li>
<li>You can ask Tommy, Hilfiger it out!</li>
<li>Too lit to quit</li>
<li>I don’t know what’s tighter, our jeans or our friendship!</li>
<li>“I would rather walk with a friend in the dark, than alone in the light.” —Helen Keller</li>
<li>Best Friends make good times better and hard times easier!</li>
<li>I don’t know what I did to have a best friend like you.</li>
<li>Life was meant for Best Friends and Good Adventures!</li>
<li>She is my Best Friend. You break her heart, I will break your face.</li>
<li>Meet my Partner in Crime</li>
<li>It’s me and my Best Friend for Life!</li>
<li>Good Times + Crazy Friends = Great Memories!</li>
<li>Sometimes, being with your BFF is all the therapy you need!</li>
<li>I don’t need your approval to be me.</li>
<li>Why chase you, when I am the catch!</li>
<li>Take me as I am, or watch me as I go.</li>
<li>Keep looking, I’m doing good</li>
<li>We serve drinks cheaper and colder than your EX.</li>
<li>I walked in dripping sauce</li>
<li>And I’ll pick up these broken pieces till I am bleeding</li>
<li>You are a tornado with pretty eyes and a heartbeat.</li>
<li>In a room of arts, I would still stare at you.</li>
<li>I am fucking gold, you can prefer Silver and it’s okay.</li>
<li>Get you a Me, I am LIT.</li>
<li>I am not picky, I just know what I want.</li>
<li>Braless is flawless.</li>
<li>I come with a side of trouble, but I know that’s why you are staying</li>
<li>Sunshine mixed with a little hurricane.</li>
<li>If I were you, I would adore me.</li>
<li>Me? Weird? Bitch Please! I am a Limited Edition.</li>
<li>I am not perfect. I make mistakes. But when I say Sorry…</li>
<li>Soul over ego</li>
<li>We got that love, the crazy kind</li>
<li>but my personality is lit</li>
<li>I only ever wrote letters to the ocean, the stars and you</li>
<li>No guts, no Glory</li>
<li>Forever is composed of nows</li>
<li>Let the good times roll!</li>
<li>I do a thing called “What I want”</li>
<li>Doing the most, saying the least</li>
<li>If you ran like your mouth, you would be in good shape.</li>
<li>Bitch I want to slap you, but in which face I don’t know.</li>
<li>I accept my time, back in cash.</li>
</ol>
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</div>
</div>
<div>
<h4>
Summary</h4>
<div>
If you are still here, I cannot help you any further. I mean, we just gave you a BUNCH of epic quotes you can use for Instagram texts.</div>
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<div>
Get inspired!</div>
<div>
<br /></div>
<h4>
More useful information:</h4>
<div>
<ul>
<li><a href="http://thequotesmaster.com/2017/03/selfie-captions-for-facebook/" target="_blank">250+ Cool Selfie Captions for Facebook</a></li>
<li><span style="background-color: white; color: #52565a; font-family: "arial" , sans-serif; font-size: 14px;"><a href="https://www.bbalectures.com/explore-important-social-media-tips-for-boosting-website-traffic/" target="_blank">Explore Important Social Media Tips for Boosting Website Traffic</a></span></li>
<li><span style="background-color: white; font-size: 14px;"><span style="color: #52565a; font-family: "arial" , sans-serif;"><a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" target="_blank">Definition of Career Planning in HRM</a></span></span></li>
</ul>
</div>
</div>
</div>
MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-36006986852681471742020-03-23T08:53:00.000-07:002020-03-23T11:00:12.489-07:00Definition of Career Planning in HRM<div dir="ltr" style="text-align: left;" trbidi="on">
<div>
<b>Definition of Career Planning</b> | Before describing career planning, it's more important to know about a career. Actually, The English word ‘career’ stems from various languages. It has been taken from the French word ‘carriere’ Italian word ‘carriera’ and the Roman word ‘carraria’. </div>
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<div>
<b>Career has several meanings. </b>Actually, it is the way of making a livelihood and advancing oneself. That is a career. is the way of earning money, social status, reputation and the path for maintaining livelihood during the whole period of working life of an individual, An individual joins as a junior, and then gets higher <a href="https://www.dictionary.com/browse/assignment" target="_blank">assignment</a>; promotion changes the job or organization and last of all occupies the higher position. These are all related to his career.<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqBO5QabuVwS-wrki4CXwlZt8_MsdhN69_3iy-QHJLq16NCegLPlVWU_mizvzMXRcMOu1NEQtZnC9wyfmF5wzmzCSjxJREh0-EgFVwR96sJQma81CJfPKMhKbrR1u1TFUp8W_kNqg95zk/s1600/Definition+of+Career+Planning.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Definition of Career Planning" border="0" data-original-height="888" data-original-width="1335" height="425" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqBO5QabuVwS-wrki4CXwlZt8_MsdhN69_3iy-QHJLq16NCegLPlVWU_mizvzMXRcMOu1NEQtZnC9wyfmF5wzmzCSjxJREh0-EgFVwR96sJQma81CJfPKMhKbrR1u1TFUp8W_kNqg95zk/s640/Definition+of+Career+Planning.jpg" title="Definition of Career Planning" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Definition of Career Planning - Learn From Scholars!</td></tr>
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<h3>
Career Development</h3>
<div>
Many authors have defined career development. These are listed below: </div>
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<div>
<ol>
<li><b>DeCenzo & Robbins:</b> Career is the pattern of work-related experiences that span the course of a person’s life.</li>
<li><b>Werther & Davis: </b>A career is all jobs that are held during one’s 3 working life. </li>
<li><b>John Crites:</b> An individual career is a sequence of work-related experiences in which a person participates during the span of <a href="https://en.wikipedia.org/wiki/Work%E2%80%93life_balance" target="_blank">work life</a>. </li>
<li><b>Milkovich & Anderson: </b>An organization's career is a relatively standard set of rules to be performed, which interact with the flow of individuals within the organization. </li>
</ol>
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<div>
<h3>
Definition of Career Planning </h3>
Career planning is the process of establishing career objectives and determining appropriate educational and developmental programs to further develop the skills required to achieve short or long-term career objectives.<br />
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<h4>
Few Scholars Definition</h4>
The few definitions are given below:<br />
<ol>
<li><b>Werther and Davis:</b> “Career planning is a process by which one selects career goals and the path to those goals”. </li>
<li><b>M. Ataur Rahman:</b> “Career planning is a process of deciding about what an employee wants to do and carry out these expectations by resorting what ways and means”. </li>
</ol>
</div>
<div>
<br />
<b>Career planning</b> is the initial process of marching towards the goal achievement of an individual or an orgariizrationa1. Career planning steps are taken by an employee himself or by an organization itself Whatever may be the perspective it leads both individual and organization towards the future destination.<br />
<br />
We hope, these definitions and meaningful information were helpful for clarifying your knowledge, "<a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" target="_blank">Definition of Career Planning in HRM</a>".<br />
<h4>
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MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-74477209657446578622020-03-22T01:00:00.001-07:002023-09-23T10:42:56.658-07:00Definition Of Motivation By Different Authors<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-size: large;"><b><u>Definition Of Motivation By Different Authors.</u></b> Motivation can be defined in terms of some outward behavior. People who are motivated exert a greater effort to perform some tasks than those who are not motivated. However, saying such is only relative and tells us little. </span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEcLPUBICYCAwhOXyoer6RZ2Lg9cH1U3PZXdj_my7_b55ivIm2_WhgGwzAK1ASkl8kgOsnMleiQ64mC31DF16JOUF3JjMyaqmQb0qBHZQYuR7diMBkwp6i_RZl2zeYOIFg7DW-dV9VevE/s1600/Definition+Of+Motivation+By+Different+Authors.jpg" style="margin-left: auto; margin-right: auto;"><img alt="Definition Of Motivation By Different Authors" border="0" data-original-height="853" data-original-width="1280" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEcLPUBICYCAwhOXyoer6RZ2Lg9cH1U3PZXdj_my7_b55ivIm2_WhgGwzAK1ASkl8kgOsnMleiQ64mC31DF16JOUF3JjMyaqmQb0qBHZQYuR7diMBkwp6i_RZl2zeYOIFg7DW-dV9VevE/s640/Definition+Of+Motivation+By+Different+Authors.jpg" title="Definition Of Motivation By Different Authors" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>Definition Of Motivation By Different Authors</b></td></tr>
</tbody></table>
<br />
<span style="font-size: large;"><b>A more descriptive definition of motivation</b> would be the Willingness to do something. Where this something is conditioned by its ability to satisfy some needs of the individual. </span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;"><b><u>For instance</u></b>, consider the amount of effort you put into a class you take on a pass/fail basis. Human nature tells us that you exert only enough effort to meet the minimum requirements necessary to pass. That effort is typically less than. if you attempted to get an A in the class. So an individual's level of effort should be considerably higher when the need is to “earn an A” in contrast to merely passing. Only motivation can help the individual to obtain better results.</span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;"><b>Now the relevant question is</b>, <b><span style="color: red;">why the human resource is superior to other factors of production?</span></b> Human resources are endowed with some unique qualities. The following</span><span style="font-size: large;"> are important among these qualities: </span><br />
<ul>
<li><span style="font-size: large;">People can think and imagine. They can create something. </span></li>
<li><span style="font-size: large;">They can be motivated. When people are motivated, they work hard. </span></li>
<li><span style="font-size: large;">They can work in a team. </span></li>
<li><span style="font-size: large;">They have synergetic power. The whole is greater than the sum of its parts. Two and two can make five or more in the case of positive synergy. <a href="https://en.wikipedia.org/wiki/Synergy" target="_blank">Synergy </a>may also be negative.</span></li>
</ul>
<br />
<span style="font-size: large;"><b>The main function of any manager is to</b> secure and maintain optimum performance, from their employees. </span><br />
<br />
<ul>
<li><span style="font-size: large;">Performance is a function of individual ability, knowledge, and motivation. </span></li>
<li><span style="font-size: large;">Ability is the capability of doing a thing successfully. </span></li>
<li><span style="font-size: large;">People who are motivated exert greater effort to perform than those who are not motivated. It will activate the potential of our employees. </span></li>
</ul>
<br />
<span style="font-size: large;">Managers must be concerned with providing a stimulus that converts employee talent into successful job performance.</span><br />
<br />
<br />
<span style="font-size: large;"><b>The term motivation can be traced to the Latin word mover</b>, which means to move. It is moving people to perform something. Motivation attempts to influence or cause certain behavior. It is the set of forces that cause people to behave in certain ways. </span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;"><b>Motivation is the way that directs a person’s behavior toward a goal. Psychologists agree that all conscious behaviors are motivated. </b></span><span style="font-size: large;">Motivation induces people to act in a desired manner. It concerns the level of effort put forth to pursue specific goals. It is the willingness to exert high levels of effort toward organizational goals, conditioned by the effort and ability to satisfy some individual needs.</span><br />
<br />
<span style="font-size: large;">There are three elements in this definition: </span><br />
<br />
<ol>
<li><span style="font-size: large;">The effort, </span></li>
<li><span style="font-size: large;">Organizational goals, and </span></li>
<li><span style="font-size: large;">Needs. </span></li>
</ol>
<br />
<span style="font-size: large;">When someone is motivated, he puts in more effort. Individual needs must be compatible and consistent with organizational goals.</span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;">It can reduce the monetary boredom of work among the employees. Motivation can change the attitude, behavior, and aptitude for work. It enhances the team spirit and favorable temperament of the employees.</span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;">Motivation is not a simple concept; instead, motivation pertains to various drives, desires, needs, wishes, and other forces. Managers motivate by providing an environment that encourages organization members to contribute. Motivation develops loyalty, sharpens enthusiasm, and increases initiative within the individual.</span><br />
<span style="font-size: large;"><br /></span>
<br />
<h3>
<span style="font-size: large;">Definition Of Motivation By Different Authors</span></h3>
<span style="font-size: large;">Many authors have defined motivation, which is as follows:</span><br />
<h4>
<span style="font-size: large;">M. J. Gannon: </span></h4>
<span style="font-size: large;">"Motivation basically means an individual's needs, desires, and concepts that cause him or her to act in a particular manner."</span><br />
<h4>
<span style="font-size: large;">Glueck: </span></h4>
<span style="font-size: large;">"Motivation is the inner state that energizes channels and sustains human behavior."</span><br />
<h4>
<span style="font-size: large;">Joe Kelly: </span></h4>
<span style="font-size: large;">"Motivation is the process whereby needs instigate behavior directed towards the goals that can satisfy those needs."</span><br />
<h4>
<span style="font-size: large;">Heinz Weihrich and Harold Koontz: </span></h4>
<span style="font-size: large;">"Motivation is a general term applying to the entire class of desires, needs, wishes, and similar forces."</span><br />
<h4>
<span style="font-size: large;">Encyclopedia of Management: </span></h4>
<span style="font-size: large;">"It refers to the degree of readiness of an organism to pursue some designated goal and implies the determination of the nature and locus of forces inducing the degree of readiness."</span><br />
<h4>
<span style="font-size: large;">Fred Luthans: </span></h4>
<span style="font-size: large;">"The key to understanding motivation lies in the meaning of and. relationship between needs, drives, and goals."</span><br />
<br />
<span style="font-size: large;">So, we can say that motivation is a process involving a few steps.</span><br />
<br />
<ul>
<li><span style="font-size: large;">Motivation the process begins with needs or a deficiency. </span></li>
<li><span style="font-size: large;">People have needs although the number of needs is limited. </span></li>
<li><span style="font-size: large;">Needs are essential for survival. </span></li>
<li><span style="font-size: large;">An unfulfilled or unsatisfied internal need creates tension that stimulates the individual to take initiative. </span></li>
</ul>
<br />
<span style="font-size: large;">We can say that motivated employees are in a state of tension. To relieve this tension, they exert effort. These drives generate a search behavior towards achieving goals, which will satisfy needs and finally result in the satisfaction of needs and reduction of tension. Motivation can be seen as a need-satisfying process.</span><br />
<span style="font-size: large;"><br /></span>
<br />
<h4>
<span style="font-size: large;"><b>See More:</b></span></h4>
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MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-40547400726247329562020-03-20T01:00:00.000-07:002020-03-29T14:36:14.516-07:00Importance of Motivation in Workplace - MBA Articles<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-size: large;"><b><u>Importance of Motivation in Workplace</u></b>. Management is getting things done with and through others. In order to be successful management, a manager must be able to understand the people through whom he gets his job done. </span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
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<tr><td class="tr-caption" style="text-align: center;"><b>Importance of Motivation in the Workplace</b></td></tr>
</tbody></table>
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<span style="font-size: large;"><b><u>According to Tiffm (1974), </u></b>the productivity of the employee depends on two aspects, his ability, and motivation. </span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;">Hence the study of motivation is important on the following counts.</span><br />
<h3>
<b style="font-size: x-large;"><u>Importance of Motivation in Workplace</u></b></h3>
<ul>
<li><span style="font-size: large;"><b>Managers use</b> the high ability of manpower.</span></li>
<li><span style="font-size: large;"><b>In the working place,</b> workers show a high positive attitude to work and the company</span></li>
<li><span style="font-size: large;"><b>Increased efficiency </b>of the worker through motivation.</span></li>
<li><span style="font-size: large;"><b>Labor turnover is decreased </b>by the proper motivation of the worker.</span></li>
<li><span style="font-size: large;"><b>Managers must be able to predict</b> the behaviors of their employees correctly </span></li>
<li><span style="font-size: large;"><b>Managers must believe </b>that there are no average persons. Unless managers understand the complexity and individuality of people, they may misapply the generalizations about motivation, leadership, and communication. This knowledge is essential to predict their behavior.</span></li>
<li><span style="font-size: large;"><b>Modern organizations are made up of people of heterogeneous backgrounds</b> in terms of religion, language, education, and gender. Managers must understand this Workforce diversity.</span></li>
<li><span style="font-size: large;"><b>Globalization has intensified competition.</b> In order to survive, organizations must be innovative and creative. They encourage productivity through people. They give more attention to people. </span></li>
<li><span style="font-size: large;"><b>This has led to the concept of human capital.</b> So it is more important to motivating people to be creative and innovative. </span></li>
</ul>
<br />
<br />
<h4>
<span style="font-size: large;">Barriers to Motivation</span></h4>
<span style="font-size: large;">Because we are dealing with people individuals who view things in their own <a href="https://www.dictionary.com/browse/idiosyncratic" target="_blank">idiosyncratic </a>way a number of barriers may exit to prevent motivation. </span><br />
<span style="font-size: large;">These barriers can lie either in the individual or in the organization. </span><br />
<br />
<ul>
<li><span style="font-size: large;">Despite the actual reasons for reducing motivation; we can identify some common problems. </span></li>
<li><span style="font-size: large;">Problems begin to become apparent in the tension phase. </span></li>
<li><span style="font-size: large;">During these activities, two major obstacles can exit dysfunctional tension and apathy.</span></li>
</ul>
<br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;">Some tension is crucial to effort, but when that tension becomes dysfunctional, witness a change in individuals. </span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;"><b>For instance,</b> suppose that initially and individuals were putting forth the effort, but did not satisfy his or her need. Maybe a second attempt was made, w</span><span style="font-size: large;">ith the same result. </span><br />
<span style="font-size: large;"><b>At some point,</b> the tension takes a turn of the worse creating stress and leading to dysfunctional tension.</span><br />
<span style="font-size: large;"><br /></span>
<br />
<h4>
<span style="font-size: large;"><b>See More:</b></span></h4>
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MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-62915293565697962342020-03-19T01:00:00.000-07:002020-03-29T14:36:33.661-07:00Financial and Non-Financial Incentives – Explained!<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
<div style="text-align: left;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 14pt; font-style: normal; font-variant: normal; vertical-align: baseline; white-space: pre-wrap;"><b><u>Financial and Non-Financial Incentives – Explained!</u></b></span><span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> Incentives for Motivation Employees, managers, and executives of any </span></div>
<div style="text-align: left;">
<span style="font-family: "arial"; font-size: 14pt; white-space: pre;">organization whether it is public or private, manufacturing or service maybe </span></div>
<div style="text-align: left;">
<span style="font-family: "arial"; font-size: 14pt; white-space: pre;">motivated by awarding some incentives or by adopting some means.</span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7iaBNKaGL42jk9jxc3lXu7C6xqdtgtRreDE49JbUuBSH7AQ-jd6ttEJutV3Ma1IGXSTFTCNNmpS6QaZgAMhn60xsb5AiL-O-wvPHWBThjMOKc1qk7z_hmS0LE9Y9GhJLGxKjLq3FVvPg/s1600/Financial+and+Non-Financial+Incentives.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Financial and Non-Financial Incentives" border="0" data-original-height="853" data-original-width="1280" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7iaBNKaGL42jk9jxc3lXu7C6xqdtgtRreDE49JbUuBSH7AQ-jd6ttEJutV3Ma1IGXSTFTCNNmpS6QaZgAMhn60xsb5AiL-O-wvPHWBThjMOKc1qk7z_hmS0LE9Y9GhJLGxKjLq3FVvPg/s640/Financial+and+Non-Financial+Incentives.jpg" title="Financial and Non-Financial Incentives" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>Financial and Non-Financial Incentives</b><span style="font-size: x-small;">Photo by <span style="background-color: #e8e8e8; color: #1a1a1a; font-family: , "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif;"> </span><span style="background-color: #e8e8e8; box-sizing: border-box; color: #1a1a1a; font-family: , "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">Pexels</a></span></span></td></tr>
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<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">These means may directly be related to finance or maybe non-financial, social or</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;"> psychological. For our purpose, we have classified the incentives or means of </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">motivation into two following groups:</span></div>
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<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
<div style="text-align: left;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">a) Financial Incentives</span></div>
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<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">b) Non-financial Incentives</span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 16pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">Financial and Non-Financial Incentives</span></h3>
<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;">
<div style="text-align: left;">
<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">Both the above incentives of motivation may be subdivided into many types. </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">These are 17 (seventeen) under the financial incentives category and 21 </span></div>
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<span style="background-color: transparent; color: black; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre;">(twenty-one) are under the non-financial incentives category.</span></div>
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<h4 style="line-height: 1.38; margin-bottom: 4pt; margin-top: 16pt; text-align: left;">
<span style="background-color: transparent; color: #434343; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">a) Financial Incentives:</span></h4>
<ul>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Higher pay (increment)</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Pension, <a href="https://en.wikipedia.org/wiki/Gratuity" target="_blank">gratuity</a>, provident fund,</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">House loans/ advances</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Insurance premium </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">T.A & D.A</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Facilities for extra income</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Bonus,</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Products at fair prices</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Rationing facilities</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Special grants for family members</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Festival allowance.</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Relocation allowance. </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Recreational allowance </span></li>
<li><span style="font-size: 14pt;">Servant’s allowance.</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;"><a href="https://www.nra.net.au/nra-legal/understanding-uniform-and-laundry-allowances/" target="_blank">Laundry allowance</a></span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Car drivers allowance</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Other financial benefits</span></li>
</ul>
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<b style="font-weight: normal;"><br /></b></div>
<h4 style="line-height: 1.38; margin-bottom: 4pt; margin-top: 16pt; text-align: left;">
<span style="background-color: transparent; color: #434343; font-family: "arial"; font-size: 13.999999999999998pt; font-style: normal; font-variant: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre;">b) Non-financial Incentives:</span></h4>
<ul>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Participation </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Quality of work-life etc </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Use of praise</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Knowledge of results</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Competition </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Experience of progress</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Experience of achievement</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Recognition and reward </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Common goal </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Job security </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Good relations</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Creativity </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Free communication </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Work schedule </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Autonomy </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Promotion/ higher/ better assignment </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Sound management </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Personal power' and influence </span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Training facilities</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">Certificates for better performance</span></li>
<li><span style="font-family: "arial"; font-size: 14pt; white-space: pre;">other social benefits</span></li>
</ul>
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<span style="font-family: "arial";"><span style="font-size: 18.6667px; white-space: pre;"><br /></span></span></div>
<h4>
<span style="font-family: "arial";"><span style="font-size: 18.6667px; white-space: pre;"><b>See More:</b></span></span></h4>
<div>
<ul>
<li><a href="https://mba-article.blogspot.com/2020/03/lack-of-motivation-at-work.html" target="_blank">Lack of Motivation at Work - Here are 14 Reasons</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-job-satisfaction.html" target="_blank">Definition of Job Satisfaction</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/list-of-insurance-companies-in-malaysia.html" style="background-position: 0px 0px; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; outline: 0px; padding: 0px; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="font-size: small;">List of Insurance Companies in Malaysia</span></a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" style="background-position: 0px 0px; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; outline: 0px; padding: 0px; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="background-position: 0px 0px; border: 0px; font-family: "georgia" , "times new roman" , serif; font-size: small; outline: 0px; padding: 0px; vertical-align: baseline;">90+ Best Captions for Instagram Photos</span></a></li>
<li><a href="https://www.bbalectures.com/explore-important-social-media-tips-for-boosting-website-traffic/" style="background-position: 0px 0px; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; outline: 0px; padding: 0px; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="background-position: 0px 0px; border: 0px; font-family: "georgia" , "times new roman" , serif; font-size: small; outline: 0px; padding: 0px; vertical-align: baseline;">Explore Important Social Media Tips for Boosting Website Traffic</span></a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" style="background-position: 0px 0px; border: 0px; color: #ff3b30; font-family: roboto, sans-serif; outline: 0px; padding: 0px; transition: all 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="font-size: small;">Definition of Career Planning in HRM</span></a></li>
</ul>
<ul>
</ul>
</div>
</div>
Md Ahaduzzamanhttp://www.blogger.com/profile/01548780095836108761noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-14897856233489951952020-03-18T01:00:00.000-07:002020-03-29T14:36:48.541-07:00Ways of Creating Motivation to Workers<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-size: large;"><b><u>Ways of Creating Motivation to Workers.</u></b> For creating motivation of workers in business or industries sectors, some ways may be adopted as suggested by some authors. These ways are classified into types which are mention below:</span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5WcW-MAEZWC8-wQunb4bBusB_nz5enbhKcq75I46wMuHcfsWFyorTh-NTd6v9tkooqGHjvqHQME9KNEX_qas3stxIfJMgqSwPos4GnZOI0wbO8Q-56O5704wDLTgbmuYBYMYJ8stPjtQ/s1600/Ways+of+Creating+Motivation+to+Workers.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Ways of Creating Motivation to Workers" border="0" data-original-height="853" data-original-width="1280" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5WcW-MAEZWC8-wQunb4bBusB_nz5enbhKcq75I46wMuHcfsWFyorTh-NTd6v9tkooqGHjvqHQME9KNEX_qas3stxIfJMgqSwPos4GnZOI0wbO8Q-56O5704wDLTgbmuYBYMYJ8stPjtQ/s640/Ways+of+Creating+Motivation+to+Workers.jpg" title="Ways of Creating Motivation to Workers" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>Ways of Creating Motivation to Workers</b><span style="font-size: xx-small;">Photo by <span style="background-color: #e8e8e8; box-sizing: border-box; color: #1a1a1a; font-family: , "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/" target="_blank">Pexels</a></span></span></td></tr>
</tbody></table>
<h3>
<b><u><span style="font-size: large;">Ways of Creating Motivation to Workers</span></u></b></h3>
<h4>
<span style="font-size: large;">Competitive wages:</span></h4>
<span style="font-size: large;">Acceptable and competitive wages can motivate industrial workers.</span><br />
<h4>
<span style="font-size: large;">Financial security:</span></h4>
<span style="font-size: large;">In addition to regular wages, the employees and Workers Should be given financial benefit packages.</span><br />
<h4>
<span style="font-size: large;">Additional bonus:</span></h4>
<span style="font-size: large;">It should also be given to enhance their motivation level.</span><br />
<h4>
<span style="font-size: large;">Job security:</span></h4>
<span style="font-size: large;">Should be ensured so that they can develop themselves to the Work Good working conditions; Good working conditions should be ensured and maintained</span><br />
<h4>
<span style="font-size: large;">Transport facility:</span></h4>
<span style="font-size: large;">This can reduce trouble arising out Of the journey to and from office.</span><br />
<h4>
<span style="font-size: large;">Medical facility:</span></h4>
<span style="font-size: large;">It should be created so that the employees get treatment.</span><br />
<h4>
<span style="font-size: large;">Accommodation facilities:</span></h4>
<span style="font-size: large;">These can reduce the tension arising out of the accommodation crisis.</span><br />
<h4>
<span style="font-size: large;">Sharing of profit:</span></h4>
<span style="font-size: large;">Sharing of profit can increase the interest in work substantially.</span><br />
<h4>
<span style="font-size: large;">Possibility of career development:</span></h4>
<span style="font-size: large;">May attract and retain potential and committed people to the organization.</span><br />
<h4>
<span style="font-size: large;">The facility of participation:</span></h4>
<span style="font-size: large;">In decision making or problem-solving issues, participation can motivate the workers.</span><br />
<h4>
<span style="font-size: large;">Canteen facility:</span></h4>
<span style="font-size: large;">The canteen facility will give the employees to keep their food brought from the house or get some refreshments.</span><br />
<h4>
<span style="font-size: large;">Scope of overtime:</span></h4>
<span style="font-size: large;">It may increase the rate of income and cope with the increasing market price.</span><br />
<h4>
<span style="font-size: large;">Training facility as par style of work:</span></h4>
<span style="font-size: large;">It can also motivate the employees and as it will make the employees more skilled and efficient 1n performing day to day work.</span><br />
<br />
<span style="font-size: large;">Means of the motivation of business and industrial workers vary from person </span><span style="font-size: large;">to the person or environment to the environment. Therefore they earn for one individual may not be suitable for all employees.</span><br />
<span style="font-size: large;"><br /></span>
<br />
<h4>
<span style="font-size: large;">See More:</span></h4>
<a href="https://mba-article.blogspot.com/2020/03/definition-of-job-satisfaction.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"></a><br />
<ul><a href="https://mba-article.blogspot.com/2020/03/definition-of-job-satisfaction.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"></a>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-job-satisfaction.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"></a><a href="https://mba-article.blogspot.com/2020/03/definition-of-job-satisfaction.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank">Definition of Job Satisfaction</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/list-of-insurance-companies-in-malaysia.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank">List of Insurance Companies in Malaysia</a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/90-best-captions-for-instagram-photos.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="background-position: 0px 0px; border: 0px; font-family: "georgia" , "times new roman" , serif; outline: 0px; padding: 0px; vertical-align: baseline;">90+ Best Captions for Instagram Photos</span></a></li>
<li><a href="https://www.bbalectures.com/explore-important-social-media-tips-for-boosting-website-traffic/" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank"><span style="background-position: 0px 0px; border: 0px; font-family: "georgia" , "times new roman" , serif; outline: 0px; padding: 0px; vertical-align: baseline;">Explore Important Social Media Tips for Boosting Website Traffic</span></a></li>
<li><a href="https://mba-article.blogspot.com/2020/03/definition-of-career-planning-in-hrm.html" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: 0px 0px; background-repeat: initial; background-size: initial; border: 0px; color: #ff3b30; font-family: Roboto, sans-serif; outline: 0px; padding: 0px; text-decoration-line: none; transition: color 0.17s ease 0s; vertical-align: baseline;" target="_blank">Definition of Career Planning in HRM</a></li>
</ul>
</div>
MBA Articleshttp://www.blogger.com/profile/02962365409866926182noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-62914941775056180132018-03-30T04:10:00.001-07:002020-03-24T10:30:13.415-07:00What are the best books about operations management?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span id="wTUsVgZh47"><span class="ui_content_title ui_content_title--default ui_content_title--large" style="line-height: 1.3; user-select: text;"><span class="ui_qtext_rendered_qtext" style="tab-size: 4; word-break: break-word;">What are the best books about operations management?</span></span></span></h1>
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<span style="color: #333333; font-family: , "blinkmacsystemfont" , "segoe ui" , "roboto" , , "ubuntu" , "cantarell" , "helvetica neue" , sans-serif; font-size: 15px;">We would suggest you go for anyone book and try completing the topics you are doing wholeheartedly. </span><span style="color: #333333; font-family: , "blinkmacsystemfont" , "segoe ui" , "roboto" , , "ubuntu" , "cantarell" , "helvetica neue" , sans-serif;"><span style="font-size: 15px;">The results of operations management book together with the name of business leaders can be found as below: </span></span></div>
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<tr><td class="tr-caption" style="text-align: center;">What are the best books about operations management?</td></tr>
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<span id="wTUsVgZh47">Best books about operations management</span></h3>
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<li><span style="color: blue;">Operations Management by William J. Stevenson</span></li>
<li><span style="color: blue;">Operations Strategy by Nigel Slack</span></li>
<li><span style="color: blue;">Introduction to Materials Management by J.R. Tony Arnold</span></li>
<li><span style="color: blue;">An Introduction to Management Science: Quantitative Approaches to Decision Making [With Access Code] by David R. Anderson</span></li>
<li><span style="color: blue;">Service Management: Strategy and Leadership in Service Business by Richard Normann</span></li>
<li><span style="color: blue;">This is Lean: Resolving the Efficiency Paradox by Niklas Modig</span></li>
<li><span style="color: blue;">Principles of Supply Chain Management: A Balanced Approach by Joel D. Wisner</span></li>
<li><span style="color: blue;">Production And Operations Management: Manufacturing And Services by Richard B. Chase</span></li>
<li><span style="color: blue;">Operations Analysis Using Microsoft Excel by Nancy Weida</span></li>
<li><span style="color: blue;">Manufacturing Planning And Control Systems by Thomas E. Vollmann</span></li>
<li><span style="color: blue;">Operations Management by Jay H. Heizer</span></li>
<li><span style="color: blue;">Management Decisions for Production Operations by Robert Goodell Brown</span></li>
<li><span style="color: blue;">Operations and Supply Chain Management by F. Robert Jacobs</span></li>
<li><span style="color: blue;">Operations Management: Strategy And Analysis by Lee J. Krajewski</span></li>
<li><span style="color: blue;">Operations Management: Concepts In Manufacturing And Services by Robert E. Markland</span></li>
<li><span style="color: blue;">Operations Management For Competitive Advantage by Richard B. Chase</span></li>
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<b>Also, Top Operations Management Books are listed below:</b></h4>
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<li style="margin: 0px 0px 0px 2em; padding: 0px 0px 0.7em; position: relative;"><span class="qlink_container" style="direction: ltr; unicode-bidi: isolate;">The Goal: A Process of Ongoing Improvement</span> by Eliyahu Goldratt and Jeff Cox</li>
<li style="margin: 0px 0px 0px 2em; padding: 0px 0px 0.7em; position: relative;"><span class="qlink_container" style="direction: ltr; unicode-bidi: isolate;">The Six Sigma Way: How to Maximize the Impact of Your Change and Improvement Efforts</span> by Peter Pande, Robert Neuman, and Roland Cavanagh</li>
<li style="margin: 0px 0px 0px 2em; padding: 0px 0px 0.7em; position: relative;"><span class="qlink_container" style="direction: ltr; unicode-bidi: isolate;">Reengineering the Corporation: A Manifesto for Business Revolution</span> by Michael Hammer and James Champy</li>
<li style="margin: 0px 0px 0px 2em; padding: 0px 0px 0.7em; position: relative;"><span class="qlink_container" style="direction: ltr; unicode-bidi: isolate;">Competing Against Time: How Time-Based Competition is Reshaping Global Markets</span> by George Stalk</li>
<li style="margin: 0px 0px 0px 2em; padding: 0px; position: relative;"><span class="qlink_container" style="direction: ltr; unicode-bidi: isolate;">Execution: The Discipline of Getting Things Done</span> by Larry Bossidy and Ram ChChar</li>
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BBA LECTUREShttp://www.blogger.com/profile/10080327531544652447noreply@blogger.com0tag:blogger.com,1999:blog-1523112622649759007.post-18946083183763762562017-06-02T12:14:00.000-07:002020-03-24T07:59:08.930-07:00Concept of Investment Risk - MBA Articles<div dir="ltr" style="text-align: left;" trbidi="on">
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<b style="color: #333333; font-size: 16px; text-align: justify;"><u>Concept of Investment Risk</u> - Risk </b><span style="color: #333333; font-size: 16px; text-align: justify;">analysis of investment is one of the most complex, controversial and slippery areas in finance. Business decisions are generally made under conditions of uncertainty rather than under conditions approaching certainty. In fact, both risk and uncertainty are the extreme end of the same spectrum. </span></h3>
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<span style="color: #38761d;"><span style="font-size: large;"><strong>Concept of Investment Risk</strong></span></span></h3>
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The word “risk” shall be used to connote the idea of the twofold possibility of loss or gain. Some people things that investments are inclined to give emphasis to possibilities of loss but it is a negative pessimistic and depressing approach. But some people things that investments are inclined to give emphasis to possibilities of gain which is optimistic.</div>
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In formal term, risk associated with a project o investment may be defined as the variability that is likely to occur in the future returns or investment. Therefore, we relate risk to variability of return i.e., the degree to which the return on an investment varies unpredictably.</div>
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<strong style="font-weight: bold !important;"><span style="color: #38761d;">Categories of Risk </span></strong></h4>
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Shortly speaking risk is the variability of return from an investment. Returns on <a href="http://www.bbalectures.com/categories-of-investment/" target="_blank"><b>investment</b></a> may vary from the expectation of the investors. So risk may be defined as the likelihood that the actual return from an investment will be less than the expected return. Depending upon the elements of risk, it may be broadly divided into two categories like<span class="Apple-converted-space"> </span><a href="http://www.bbalectures.com/systematic-risk-and-unsystematic-risk" target="_blank"><b><em>systematic risk and unsystematic risk</em></b></a>.<br />
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Some elements of risk that are external to the firm cannot be controlled and effect large numbers of securities are the sources of systematic risk. On the other hand, controllable, internal factors somewhat peculiar to industries and/or firms are referred to as elements of unsystematic risk. The risk associated with macro, pervasive factor such as a national economy is called systematic risk. On the other hand, the micro risks associated with factors particular to a company are called unsystematic or unique risk. Investment manager can do little about systematic risk, although they can do much about unsystematic or unique risk.<br />
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<tr><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="231"><strong style="font-weight: bold !important;">Categories of risk</strong></td><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="244"><strong style="font-weight: bold !important;">Sources of risk</strong></td></tr>
<tr><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="231">Pervasive risk</td><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="244"><ul>
<li>Purchasing power risk</li>
<li>Exchange rate risk</li>
<li>Political</li>
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<tr><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="231">Systematic risk</td><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="244"><ul>
<li>Market risk</li>
<li>Interest rate risk</li>
<li>Liquidity risk</li>
<li>Default risk</li>
<li>Real estate risk</li>
</ul>
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<tr><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="231">Unsystematic risk</td><td style="border: 1px dashed rgb(187, 187, 187); font-family: inherit; font-size: inherit;" width="244"><ul>
<li>Credit risk</li>
<li>Business risk</li>
<li>Financial risk</li>
<li>Sector risk</li>
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<span style="color: blue;"><strong style="font-weight: bold !important;"><em>Pervasive Risk</em></strong></span></h4>
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Some risks are pervasive and applicable to all investments.</div>
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<span style="color: blue;"><strong style="font-weight: bold !important;">Purchasing power risk:</strong><span class="Apple-converted-space"> </span> </span></h4>
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Purchasing power risk is the uncertainty of purchasing power of the amount to be received. It refers to the impact of inflation or deflation on an investment. Rising prices on goods and services are normally associated with what is referred to as inflation. On the other hand, falling prices on goods and services are termed deflation. Purchasing power risk or inflation risk has received considerable publicity in recent years. When investor holds his surplus funds in the safety deposit box, he suffers from purchasing power risk. The risk of loss of income or principal because of decreased purchasing power of money is also known as purchasing power risk. For some investors, purchasing power risk is very important. Individuals or institutions using their income to buy goods and services are greatly concerned over any changes in the purchasing power of their income. Investors who fear inflation usually invest partially in <a href="http://www.bbalectures.com/common-stock-and-preferred-stock/" target="_blank"><b>common stocks</b></a> and real estate with the hope that will rise in value. Rationale investors should include in their estimate of expected return, an allowance for purchasing power risk, in the form of an expected annual percentage change in prices.</div>
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<span style="color: blue;"><strong style="font-weight: bold !important;">Default risk:</strong><span class="Apple-converted-space"> </span></span></h4>
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<span class="Apple-converted-space"></span>Another form of systematic risk is default risk. This type of risk arises because firms may eventually go bankrupt. Default risk unverifiable or uncontrollable as it is systematically related to the business cycle affecting all most all investment even though some default risk may be diversified away in a portfolio of independent investments.</div>
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<span style="color: blue;"><strong style="font-weight: bold !important;">Exchange rate risk:<span class="Apple-converted-space"> </span></strong> </span></h4>
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The chance that return will be affected by changes in rates of exchange because investments have been made in international markets whose promise to pay dividends, interest, or principal is not denominated in domestic currency risk or exchange risk. Exchange rate risk is the uncertainty due to the determination of an investment in a country other than that of the investor’s own country. The likelihood of in</div>
<a name='more'></a>curring this risk is becoming greater as investor buy and sell assets around the world, as opposed to only assets within their own countries.<br />
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<span style="color: blue;"><strong style="font-weight: bold !important;">Political risk:</strong><span class="Apple-converted-space"> </span></span></h4>
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<span class="Apple-converted-space"></span>Also called country risk, political risk is the uncertainty due to the possibility of major political change in the country where an investment is located. The chance that returns will be affected by the policies and stability of nations is termed political risk. The dander of debt repudiation or failure to meet debt service, expropriation of assets, differences in taxes, restrictions on repatriating funds, and the prohibition against exchanging <a href="http://financial-dictionary.thefreedictionary.com/foreign+currency" target="_blank">foreign currency</a> into domestic currency are typical political risks.</div>
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